Baskin Financial Planning

Baskin Financial Planning is an independent, single-advisor registered investment adviser that serves individuals and high-net-worth individuals with discretionary investment management and both ongoing and project-based comprehensive financial planning. The firm reports managing roughly $29.3 million across about 50 clients, combining portfolio management with written or electronic financial plans and plan monitoring.

The firm constructs globally diversified portfolios using Modern Portfolio Theory and primarily implements passive strategies via index mutual funds and exchange-traded funds, aligning asset allocation to clients’ risk tolerance and goals. Investment management is discretionary, and planning engagements include initial goal-setting, ongoing reviews, and the ability for clients to impose reasonable restrictions on securities or sectors.

What distinguishes the firm from many peers is its operational setup: it requires clients to use the Altruist custodial platform and does not aggregate (block) trades across accounts, and it generally does not produce separate written investment reports for managed-account clients. The firm’s principal brings a background in military and healthcare administration alongside CFP and graduate-level training in business and analytics, and the practice emphasizes one-on-one, advisor-led planning for a relatively small client roster with larger per-client asset relationships.