Beacon Asset Management

Beacon Asset Management serves individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, and corporate or business entities. The firm offers comprehensive financial planning, ongoing investment supervisory services and pension consulting to plan sponsors and participants.

The firm's investment approach emphasizes fundamental analysis, individualized asset allocation and a buy‑and‑hold orientation, with quarterly performance reports, cost‑basis tracking and periodic plan reviews. Most accounts are managed on a non‑discretionary basis — the adviser contacts clients before trading — though discretionary authority is used in select circumstances; the firm conducts due diligence on non‑standard investments (for example, non‑traded REITs) and executes trades primarily through Schwab Institutional.

Several features in the brochure are uncommon for a solo independent adviser: the firm accepts custodial roles in certain situations (such as acting as trustee or conservator and being deemed to have custody under standing letters of authorization), maintains an affiliated tax preparation and bookkeeping business (American Tax Service LLC) that provides services to clients, and explicitly works with charitable and corporate clients while offering pension consulting (including a relationship with Pentegra for third‑party administration). The brochure also discloses the principal’s board roles with rural water finance and foundation entities and the associated annual time commitment during securities trading hours.