Beacon Financial Management LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Beacon Financial Management LLC is a fee‑only, registered investment adviser that provides comprehensive financial planning, limited‑scope hourly planning, and discretionary investment management to individuals, trusts, estates, small businesses, and retirement plans. The firm manages approximately $3.7 million in discretionary assets and operates as a solo practitioner serving a very small roster of clients.
The firm’s investment process emphasizes fundamental analysis, long‑term asset allocation, diversification, and periodic rebalancing, with portfolios typically implemented using mutual funds, ETFs, stocks and bonds on a discretionary basis. Financial planning engagements are tailored to individual goals and may include cash‑flow modeling, tax and estate planning reviews, and plan updates when clients’ circumstances change.
The firm’s principal holds CFP certification and is a long‑standing member of a fee‑only advisors’ association that subscribes to a fiduciary oath and enhanced continuing‑education requirements. The adviser uses a dedicated custodian for trade execution and reporting, does not participate in wrap fee programs or accept referral compensation, leaves proxy voting to clients, and focuses on a small, higher‑balance client roster rather than a broad retail base.
Client services
Expertise
Fee options
$3,000 for Comprehensive Financial Plan
$0 - $1,000,000: 1% of invested assets $1,000,001 - $2,000,000: 0.75% of invested assets $2,000,001+: 0.5% of invested assets
$200 per hour for limited scope engagements
Account minimum: $500,000 Minimum fee: $1,250 per quarter or $5,000 per year (waivable at firm's discretion) Fee-only: Firm is strictly fee-only; no commissions or referral fees received.
Main office
Carlsbad CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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