Beacon Financial Planning

Beacon Financial Planning provides fee‑only financial planning and non‑discretionary investment management to individuals, trusts, estates, charitable organizations, corporations and other business entities, and, like many investment-manager firms, charges asset‑based management fees. The firm’s brochure notes it offers both comprehensive planning engagements and limited‑scope work, and it reported no clients or regulatory assets under management at the time of registration.

Investment management is described as a customized, non‑discretionary service that emphasizes a tactical allocation approach and draws on fundamental and cyclical analysis across a broad set of asset types and strategies. Clients approve transactions in their accounts, and the firm incorporates comprehensive planning into its management offering while also making limited‑scope planning available on an hourly basis.

Noteworthy features include stated operational limits—Beacon will not take custody except for authorized fee deductions, will not vote client proxies, and will refer clients to appropriately licensed third parties when considering certain insurance or futures products it cannot directly manage. The firm’s availability of an hourly planning option, which is uncommon among investment-manager peers, together with its status as a newly formed advisor and a principal who has completed CFP coursework but is not yet CFP‑certified, differentiates its profile from many established managers.