Beacon Wealthcare LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Beacon Wealthcare is a fee-only registered investment adviser that serves individuals, high-net-worth clients, trusts, retirement plans, foundations and other institutions. The firm offers comprehensive financial planning and discretionary portfolio management, a lower-fee management-only option branded "QUEST," annual or hourly standalone planning, and access to an automated Schwab Intelligent Portfolios program for smaller accounts.
The firm’s investment approach emphasizes minimizing controllable costs and taxes by using broadly diversified, low-cost indexed exchange-traded funds and, for plan work, indexed mutual funds. Beacon uses Monte Carlo probability analysis to quantify a client’s plan “Confidence Zone,” provides daily portfolio monitoring and periodic rebalancing, and typically implements target portfolios composed of a small number of ETFs plus short-duration U.S. government securities.
Distinctive features in the brochure include a formal expectation that client-facing advisors hold a bachelor’s degree and an advanced degree or equivalent industry experience, the concurrent use of a robo-advisor platform (with tax-loss harvesting) alongside full-service planning, and explicit underweighting of non-U.S. equities relative to global market capitalization. The firm reports managing roughly $261 million on a discretionary basis for about 880 clients with five advisors and emphasizes daily reconciliations and quarterly confidence-status reporting.
Client services
Expertise
Fee options
Once a year flat fee for financial planning and Social Security analysis up to $15,000 depending on complexity
$0+: Typically ranges from 0.50% to 1.25% per annum, depending on total household assets with breakpoints at various asset levels $0+: QUEST management-only program fee at 0.9% with $50 annual minimum
Hourly fee for financial planning (amount not specifically stated)
Account minimum: $5,000 Minimum fee: Minimum flat fee of $3,500 where planning services exceed the cost of assets being managed; $50 annual minimum for QUEST management-only program Fee-only: Fee-only investment management services with no commissions received; also offers flat or hourly fees for financial planning up to $15,000 depending on complexity
Main office
1633 Glenwood Ave
Raleigh NC 27608
Advisors at this office
5
Most active in
California · Florida · Georgia · Massachusetts · New Hampshire · New York · North Carolina · South Carolina · Texas · Virginia
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Geoffrey H
CFP®, Series 63, Series 66
Raleigh, NC
Beacon Wealthcare LLC
Geoffrey Hall II is a CFP® professional with 24 years of experience in financial advising. He currently works at Beacon Wealthcare LLC, where he has been since 2012, including the transition to the current firm structure in 2021. His prior experience includes roles at Securian Financial Services, Inc. and Valic Financial Advisors. Beacon Wealthcare is a fee-only registered investment adviser serving individuals, high-net-worth clients, trusts, retirement plans, foundations, and other institutions. The firm focuses on comprehensive financial planning and discretionary portfolio management using broadly diversified, low-cost indexed ETFs, with an investment approach that emphasizes minimizing costs and taxes alongside advanced tools like Monte Carlo probability analysis.
Daniel L
CFP®
Raleigh, NC
Beacon Wealthcare LLC
Daniel Logan is a CFP® professional with seven years of industry experience, currently serving at Beacon Wealthcare LLC since 2023. His prior roles include positions at Zora Financial, CapFinancial Partners (CAPTRUST), and Welch Hornsby, Inc. Beacon Wealthcare is a fee-only registered investment adviser that serves individuals, high-net-worth clients, trusts, retirement plans, foundations, and other institutions. The firm provides comprehensive financial planning and discretionary portfolio management using a diversified, low-cost indexed ETF strategy combined with Monte Carlo analysis and daily portfolio monitoring.
Ryan S
CFP®, Series 63, Series 65
Raleigh, NC
Beacon Wealthcare LLC
Ryan Smith is a CFP® professional with 18 years of experience in financial advising. He is currently with Beacon Wealthcare LLC, where he has worked since 2021, following prior roles at Beacon Wealthcare, Inc. and Raymond James Financial Services. Beacon Wealthcare is a fee-only registered investment adviser serving individuals, high-net-worth clients, trusts, retirement plans, foundations, and institutions. The firm focuses on comprehensive financial planning and discretionary portfolio management using broadly diversified, low-cost indexed ETFs and employs Monte Carlo analysis to assess client plan outcomes.
Ellen M
CFP®
Raleigh, NC
Beacon Wealthcare LLC
Ellen Martin is a CFP® professional with six years of industry experience, currently serving as an advisor at Beacon Wealthcare LLC since 2021. She previously worked at Prospera Financial Services for seven years. Beacon Wealthcare is a fee-only registered investment adviser serving individuals, high-net-worth clients, trusts, retirement plans, foundations, and other institutions. The firm offers comprehensive financial planning, discretionary portfolio management, and a lower-fee management-only option, using a diversified approach centered on low-cost indexed ETFs and Monte Carlo analysis to assess client plan confidence.
Jared K
CFP®, Series 65
Raleigh, NC
Beacon Wealthcare LLC
Jared Korver is a CFP® professional with 11 years of industry experience. He has been with Beacon Wealthcare LLC since 2014, serving as an advisor within the firm’s five-person team. Beacon Wealthcare LLC is a fee-only registered investment adviser that provides comprehensive financial planning and discretionary portfolio management for individuals, high-net-worth clients, trusts, retirement plans, foundations, and other institutions. The firm’s investment approach focuses on minimizing controllable costs and taxes using broadly diversified, low-cost indexed ETFs and indexed mutual funds, supported by Monte Carlo probability analysis and daily portfolio monitoring.
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