Bear Peak Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,360,053
Clients
12
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
12
LowAverage account size
$363,338
About
The firm provides investment advisory and financial planning services — including retirement and college planning — to individuals, high net worth clients, trusts, estates, charitable organizations and businesses. It operates with a small client base (12 clients) and about $4.36 million in assets under management, and generally requires a $100,000 minimum investment.
Portfolio recommendations are delivered on a non‑discretionary basis using target asset‑class allocations and diversified portfolios composed primarily of no‑load or low‑load mutual funds, including funds from DFA and the SA Funds. Clients review and approve recommendations before trades are executed, and the firm uses academic and behavioral‑economics research and simulation tools to shape allocations while relying on a third‑party account administrator for proposed portfolio construction, implementation and reporting.
Notably, the firm manages most assets non‑discretionarily, which is uncommon among independent peers, and it relies on a third‑party administrator (Focus Partners/Advisor Solutions) that assists with implementation and receives fees from certain SA Funds — a conflict the firm discloses and addresses by offering asset‑class targets that can be implemented with alternative funds. The sole‑advisor model is paired with the principal’s ongoing consulting work in renewable and distributed energy, a background that is atypical for firms of this size and may inform the firm’s interdisciplinary perspective.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
College savings (529s, UTMA, etc.)
Fee options
$0 - $250,000: 1.65% per annum $250,000 - $500,000: 1.15% per annum $500,000 - $1,000,000: 0.75% per annum $1,000,000 - $2,000,000: 0.50% per annum $2,000,000+: 0.35% per annum
$200 per hour, negotiable
Account minimum: $100,000
Main office location
Bear Peak Financial, LLC
Boulder CO, United States
Number of offices
1
Most active in
Bear Peak Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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