Beard Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides investment advisory and integrated financial planning services to individuals and families, with particular focus on clients approaching or living in retirement. It operates on a fee-only basis and delivers financial planning as part of its investment management relationship rather than as a standalone product.
Investment management is implemented on a discretionary, long-term strategic asset allocation model that emphasizes broad diversification, primarily using ETFs and index mutual funds across domestic and international equity and fixed income. Portfolios are monitored and periodically rebalanced, and the firm requires clients to establish accounts with a single custodian as part of its service model.
Notably, and uncommon for firms in this regulatory category, the adviser combines ongoing portfolio management for individuals with an included financial planning framework (referred to in the brochure as The Beard Blueprint) even though it is newly formed and has not yet begun managing client assets. The firm does not participate in wrap programs, does not charge performance-based fees or act as a private fund adviser, and relies on a single custodian model—features that may affect trade execution options and distinguish it from many peers.
Client services
Expertise
Demographic focus
Fee options
$0 - $1,000,000: 1.25% annually Over $1,000,000+: 1.00% annually
Fee-only: Only fee-only advisory services based on AUM; no commissions received.
Main office
3451 Brandon Ave SW Ste 12
Roanoke VA 24018
Advisors at this office
1
Most active in
Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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