Beaulieu & Associates, LLC

Beaulieu & Associates is a fee‑based advisory firm that provides discretionary portfolio management and financial planning to individuals, high‑net‑worth clients, and businesses, managing assets for a relatively small client base through a two‑advisor team. The firm offers ongoing investment management, periodic account reviews, and standalone financial planning and consulting engagements.

Portfolios are managed under written investment policy statements with asset allocation, security selection, and monitoring guided by fundamental, technical, charting, and cyclical analysis; the firm implements a range of strategies including long‑ and short‑term holdings, trading, and options activity where appropriate. Client engagements are documented with evaluations such as net worth statements and risk analyses, and the firm coordinates with outside professionals (lawyers, accountants, insurance agents) when needed.

Compared with many peers, the firm’s principal has held broker‑dealer representative registrations in the past and the firm also operates an independent insurance agency that offers annuities and other insurance products (insurance activity is disclosed as a limited portion of business), creating potential commission conflicts that the firm discloses and manages. The firm also markets a packaged, comprehensive service that bundles a written lifetime financial strategy, coordinated reviews (tax, insurance, estate), and ongoing oversight of other financial specialists — a structured program that is less common among similarly sized advisory firms.