Belleair Asset Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Belleair Asset Management provides discretionary and non-discretionary investment management, financial planning, and employee benefit plan services for individuals (including high‑net‑worth clients), qualified retirement plans, trusts, not‑for‑profit organizations, and small businesses. The firm works with clients to define investment objectives and risk profiles, may prepare written investment policy statements, and assists with portfolio transitions and ongoing monitoring.
The firm follows a long‑term, buy‑and‑hold approach grounded in Modern Portfolio Theory and the Efficient Markets view, implementing diversified, asset‑class portfolios primarily through low‑turnover mutual funds and ETFs (including DFA funds). For clients with fixed‑income needs Belleair constructs laddered bond portfolios and may engage independent sub‑advisers for discretionary bond management; it also uses tools such as Monte Carlo analysis for financial planning and periodic portfolio reviews.
Belleair is notable for its single‑owner governance while managing approximately $234 million in client assets, a combination of scale and small firm structure that is uncommon among peers. The adviser is affiliated with an accounting firm owned by the same principal, relies on a third‑party manager and back‑office provider for model portfolios and trade processing, and maintains additional service arrangements (including a succession agreement and a cash‑management sweep option) that supplement its core advisory offerings.
Client services
Expertise
Fee options
Fixed fee/retainer for Financial Planning Services in accordance with written agreements
$0+: up to 1.25% $0+: up to 1.25% (Investment Management Services general maximum) $0 - $1,000,000: 0.90% (total annual fee for Employee Benefit Plan Services; Belleair's portion 0.70% and FAS 0.20%) $1,000,001 - $5,000,000: 0.60% (total annual fee for Employee Benefit Plan Services; Belleair's portion 0.45% and FAS 0.15%) $5,000,001 - $10,000,000: 0.33% (total annual fee for Employee Benefit Plan Services; Belleair's portion 0.25% and FAS 0.08%) $10,000,001+: 0.20% (total annual fee for Employee Benefit Plan Services; Belleair's portion 0.15% and FAS 0.05%)
Account minimum: $500,000 Minimum fee: Minimum annual fees as high as $5,000 for Investment Management Services
Main office
259 Indian Rocks Road North
Belleair Bluffs FL 33770
Advisors at this office
2
Most active in
Florida · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Sean B
Series 66
Belleair Bluffs, FL
Belleair Asset Management, LLC
Sean Blanding is a financial advisor at Belleair Asset Management, LLC with one year of industry experience. He holds the Series 66 designation and previously worked at MML Investors Services, LLC and MassMutual Life Insurance Company. Belleair Asset Management provides discretionary and non-discretionary investment management, financial planning, and employee benefit plan services to individuals, qualified retirement plans, trusts, not-for-profit organizations, and small businesses. The firm follows a long-term, buy-and-hold investment approach grounded in Modern Portfolio Theory and the Efficient Markets view, implementing diversified portfolios primarily through low-turnover mutual funds and ETFs.
James C
PFS™, Series 63, Series 65
Belleair Bluffs, FL
Belleair Asset Management, LLC
James Clark is a financial advisor with Belleair Asset Management, LLC, holding the PFS™ designation and Series 63 and 65 licenses, and has 38 years of industry experience. He has worked at Belleair Asset Management and affiliated firms since 2005 and also serves as president and owner of Belleair Tax Consultants. Clark is the treasurer of the Rotary Club of Clearwater Charities, a volunteer position he has held since 2019. Belleair Asset Management provides discretionary and non-discretionary investment management, financial planning, and employee benefit plan services for individuals, qualified retirement plans, trusts, nonprofits, and small businesses. The firm employs a long-term, buy-and-hold strategy based on Modern Portfolio Theory and the Efficient Markets approach, using diversified asset-class portfolios primarily through low-turnover mutual funds and ETFs.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")