Bellingrath Wealth Management, L.L.C.

Bellingrath Wealth Management advises individuals, families, trusts, non‑profits and businesses, providing portfolio management (primarily on a discretionary basis) together with integrated financial, retirement and estate planning and employee‑benefit consulting. The firm also offers retirement plan services to plan sponsors and provides investment menu development and participant education as an ERISA 3(21) adviser.

Bellingrath’s investment process begins with a discovery of client goals and risk tolerance, then implements customized asset allocations that can include model portfolios, third‑party managers, mutual funds, ETFs and, in limited cases, REITs or short positions; clients who engage for discretionary management execute a limited power of attorney and an investment advisory agreement. Portfolios are managed through LPL‑custodied programs (MWP, SWM, OMP, MAS) or directly by the firm, with formal reviews at least annually and attention to legacy holdings and tax or liquidity considerations during transitions.

A distinguishing feature in the brochure is that Bellingrath sponsors its own wrap fee program, an uncommon arrangement among peers that bundles certain transaction costs into a single advisory fee. The firm reported $196,108,853 in assets under management as of December 31, 2025 (approximately $150.2 million discretionary) and documents a close operational relationship with LPL Financial—including dually registered personnel, LPL‑provided support and transition assistance—which affects product availability, execution arrangements and potential conflicts of interest.