Bellwether Financial Advisors
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Bellwether provides financial planning, investment advice, and portfolio-related consulting to individual clients, small businesses, and non-profit organizations, serving a small client base (around 17 relationships) through defined engagements that range from single studies to broader ongoing arrangements. The firm also offers access to investment and insurance products through brokerage channels alongside its advisory services.
The firm’s investment approach is grounded in fundamental analysis and a preference for diversified, longer-term portfolios, with tactical adjustments used selectively when market conditions warrant; it generally discourages frequent trading. Bellwether operates on a non-discretionary basis, maintains ongoing client communication with typically quarterly reviews, and relies on custodian and vendor statements rather than internally produced account reports.
Notably, firm personnel also act as registered representatives of a broker-dealer and hold life and health insurance licenses, and the firm may receive commissions or 12b‑1 fees from product sales—conflicts that the firm discloses to clients and may apply against advisory fees when agreed. The combination of serving corporate or small business clients in addition to individuals, together with the adviser’s dual advisory-and-brokerage activities, distinguishes Bellwether from many independent peers.
Client services
Expertise
Occupation focus
Fee options
Flat fees typically up to $1,500 for financial plans or retainers
Commissions received for investment and insurance products; may be used to reduce advisory fees if agreed upon
$225 to $275 per hour for general financial advice or financial plans
Main office
West Des Moines IA
Advisors at this office
1
Most active in
Iowa · Texas
Also doing business as
Bellwether Financial Advisors · Fredrick A. Bell Cfa, L.C. · Investment Advisory Group
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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