Bentwood Investment Advisory

Bentwood Investment Advisory provides ongoing portfolio management and financial planning to individual investors, including high-net-worth clients. Its advice emphasizes equity exposure while also utilizing mutual funds, ETFs, fixed income, REITs and options strategies; clients engage ongoing management on an asset-based fee basis and may purchase financial planning services on an hourly basis.

The firm documents client goals and risk tolerance in an Investment Policy Statement and conducts quarterly account reviews, using fundamental, quantitative and technical analysis to support long-term investing and options trading (including covered and uncovered options). The adviser does not exercise investment discretion over client accounts and may refer portions of assets to third‑party managers, for which it accepts fee sharing but does not perform ongoing performance oversight.

Noteworthy operational features include managing roughly $42 million across a very small client base (about 17 clients), implying larger average account sizes than many small independent advisers, and a principal who devotes substantial time to an outside dental practice (about 30 hours per week). The firm also discloses acceptance of soft‑dollar research and services through its Schwab Institutional relationship and does not aggregate trades for multiple client accounts, which are atypical practices relative to many peers.