Berkeley Investment Advisors

Berkeley Investment Advisors provides continuous, fee-based investment supervisory services primarily to high-net-worth individuals and also to select institutional and corporate clients, delivered through separately managed accounts and advisory engagements. Beyond portfolio management, the firm offers broader wealth-management advice that explicitly includes real estate investing and a range of income and equity strategies.

The firm applies a value-oriented, risk-conscious investment approach that blends fundamental analysis, quantitative screening, and two rules-based allocation systems to allocate client assets across tailored strategies such as short- and long-term income, tax-exempt income, low-volatility ETF income, real estate inflation protection, defensive and international equity, and an allocation timing system. Risk management emphasizes diversification, rebalancing and tactical shifts (including hedging with inverse ETFs), and the firm discloses that, for accounts held outside its primary wrap platform, it may employ margin, options and certain non-exchange-traded instruments.

Several operational features distinguish the firm from many peers: it is licensed as a California real estate broker and will represent clients in property transactions for commission, it operates a wrap-fee program via Goldman Sachs Advisor Solutions while also managing accounts at Interactive Brokers, and it discloses the use of borrowing and derivatives in some separately managed accounts. The brochure also notes client-accessible performance reporting and cites past results, and the firm highlights niche practices such as closed-end fund discount capture and a concentrated focus on real-estate-oriented portfolios.