Best Case Financial

Best Case Financial LLC is a fee-only independent advisory firm that works with individual and high-net-worth clients to provide wealth management, discretionary investment management, and project-based financial planning. In addition to ongoing portfolio oversight, the firm offers comprehensive planning topics including retirement, college savings, estate planning, business planning, cash flow and debt management, insurance reviews, and tax-planning coordination with outside professionals.

The firm’s investment process is grounded in Modern Portfolio Theory and focuses on establishing asset allocation targets, combining passive and active funds, and selecting securities with attention to diversification, manager history, liquidity, and tax efficiency. Portfolios are typically implemented on a discretionary basis with a long-term holding emphasis, while clients may impose reasonable written restrictions on specific securities or sectors.

Noteworthy features for a firm of this size include its relatively small asset base and client count (roughly $1.3 million in AUM across five client relationships), which supports direct access to the firm’s CFP®-credentialed principal who also holds an MBA. Best Case Financial also provides financial planning at no additional fee alongside wealth management, offers one-off project engagements (for example, business planning and employee benefits optimization), and maintains custody relationships with both Charles Schwab and the Altruist digital platform, the latter offering fully digital account opening and software integrations that are less common among peers.