Best Options Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Best Options Financial Planning provides wealth management and financial planning to individuals, high‑net‑worth clients, and businesses, offering both ongoing and project‑based planning alongside portfolio management for stocks, bonds, mutual funds, ETFs, REITs, and cash equivalents. The firm is fee‑only and generally uses percentage‑of‑AUM billing; it states a $150,000 minimum to open or maintain an advisory account, subject to reduction or waiver on a case‑by‑case basis.
The firm’s investment approach emphasizes asset allocation informed by modern portfolio theory and a blend of passive and active strategies, with tactical ETF use and discretionary trading authority available where agreed. Financial planning is integrated with investment management, and the firm discloses quarterly reviews of managed accounts and semiannual reviews for ongoing planning; it will not custody cryptocurrencies directly but may permit limited exposure through certain mutual funds or ETFs for appropriate clients.
Distinctive features include that the firm is newly formed and reported no assets under management at the time of the filing, yet it is not organized as a solo practitioner and operates with staff beyond the principal, a structure that is uncommon among similarly small independent advisers. The firm’s principal brings a background in renewable‑energy valuation and transactions, holds the ChFC designation, and maintains an insurance license held solely for advisory purposes, which may inform its work on business, estate, and tax‑sensitive planning matters.
Client services
Expertise
Occupation focus
Fee options
Fixed fees ranging from $4,000 to $12,000 for project-based financial planning
$150,000 - $500,000: 1.10% $500,001 - $900,000: 1.00% $900,001 - $2,000,000: 0.90% $2,000,001+: 0.70%
$300 per hour for project-based financial planning
Account minimum: $150,000 Fee-only: Financial planning fees only, fixed fees ranging from $4,000 to $12,000 for project-based and $4,000 to $8,000 annually for ongoing
Main office
San Diego CA
Advisors at this office
1
Most active in
California
Also doing business as
Best Options Financial Planning · Best Options Financial Planning LLC · Best Options Financial Planning LLC.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)