Better Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Better Financial Services provides investment management and financial consulting to individuals, trusts, estates, charitable organizations and business entities, reporting approximately $110.8 million in discretionary assets across 82 client relationships. Services include discretionary portfolio construction, ongoing monitoring and rebalancing, as well as planning work covering retirement planning, sale-of-business advice, estate and trust planning, elder-care and Medicaid planning.
Portfolios are managed on a discretionary basis using a range of securities available through client-selected custodians, and the firm applies both quantitative and qualitative analysis alongside modern portfolio theory and charting techniques. Clients can impose investment restrictions, and the firm also offers non-discretionary financial consulting engagements delivered on either hourly or flat-fee terms.
The firm is sole‑owned and overseen by a single principal who also serves as chief compliance officer and holds a CFP credential, a structure that is less common among supported firms. It recently transitioned from state to SEC registration and—given its reported assets and client count—operates with relatively high assets per client while maintaining no formal account minimum and offering several specialty planning services that distinguish it from many peers.
Client services
Expertise
Fee options
Ranges between $2,500 and $10,000 depending on the complexity of the plan and topics covered
1.50% per year
$500 per hour
Main office
31919 6th Ave S, Suite A300
Federal Way WA 98003
Advisors at this office
2
Most active in
Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Saket S
CFP®, Series 63, Series 66
Federal Way, WA
Better Financial Services, LLC
Saket Sengar is a CFP® professional at Better Financial Services, LLC with 13 years of industry experience. He previously worked at Ameriprise and UBS Financial Services, along with Aging Options. Better Financial Services, LLC provides investment management and financial consulting to individuals, trusts, estates, charitable organizations, and business entities. The firm manages portfolios on a discretionary basis using quantitative and qualitative analysis alongside modern portfolio theory, and offers specialty planning services including retirement, estate, and elder-care planning.
Ruchi S
Series 65
Federal Way, WA
Better Financial Services, LLC
Ruchi Sengar is a financial advisor at Better Financial Services, LLC, holding a Series 65 designation with one year of industry experience. Prior to joining Better Financial Services, she spent six years at Life Point Law, PS. Better Financial Services provides investment management and financial consulting to individuals, trusts, estates, charitable organizations, and business entities. The firm manages approximately $110.8 million in discretionary assets and offers services including portfolio construction, retirement planning, and estate and trust planning, using both quantitative and qualitative analysis alongside modern portfolio theory and charting techniques.
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