BetterWealth LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$647,301,101
Clients
373
Advisors
5
across 2 offices
About
BetterWealth provides investment advisory and integrated financial planning to a mix of individual clients (including high‑net‑worth individuals), trusts and estates, retirement plans, and business entities. Its services include ongoing wealth management with portfolio implementation, financial planning incorporated into management relationships, retirement plan consulting for employer sponsors, and the use of sub‑advisers when appropriate.
The firm constructs portfolios largely from mutual funds and exchange‑traded funds with a long‑term asset allocation focus, continuous monitoring, and periodic rebalancing, and it may employ tax‑loss harvesting and short‑term holdings to address cash needs. It generally manages accounts on a discretionary basis and, when a client requests and it is suitable, will execute margin or other borrowing transactions in a client’s brokerage account while disclosing the attendant risks.
Noteworthy distinctions include the firm’s willingness to use borrowed funds within client brokerage accounts—an uncommon practice among similar team advisers—and its disclosure of specialty services such as Section 351 exchanges and limited options strategies. BetterWealth also requires client custodial relationships with Charles Schwab (outlining the custodian’s execution and support services and related conflicts of interest) and discloses internal use of AI tools to summarize client meeting notes for recordkeeping, with human review.
Client services
Expertise
Fee options
$0 - $1,999,999.99: 1.00% $2,000,000 - $2,999,999.99: 0.85% $3,000,000 - $3,999,999.99: 0.75% $4,000,000+: 0.65%
Main office
See office1475 Saratoga Avenue, Suite 200
San Jose CA 95129
Advisors at this office
4
Offices (2)
Most active in
California · Oregon · Texas · Utah · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Jesse L
CFP®
San Jose, CA
BetterWealth LLC
Jesse Lownsbury is a CFP® professional with two years of industry experience. He is currently with BetterWealth LLC and previously worked at Modern Wealth Management, LLC and Wade Financial Advisory, Inc. before joining BetterWealth. BetterWealth LLC is a team-based advisory firm serving individuals, trusts, estates, retirement plans, and business entities with integrated financial planning and investment advisory services. The firm emphasizes long-term asset allocation using mutual funds and ETFs, offers discretionary portfolio management, and provides specialized services including margin transactions and limited options strategies.
Andrew H
CFP®, Series 63, Series 66
San Jose, CA
BetterWealth LLC
Andrew Howard is a CFP® professional with 22 years of industry experience, currently serving at BetterWealth LLC since 2017. Prior to that, he spent 13 years with Edward Jones. Outside of advisory work, he is involved in rental property management and oversight. BetterWealth LLC provides investment advisory and integrated financial planning services to individuals, trusts, estates, retirement plans, and business entities. The firm focuses on long-term asset allocation using mutual funds and ETFs, with discretionary portfolio management and specialized services such as tax-loss harvesting and limited options strategies.
Suzanne C
Series 63, Series 66
San Jose, CA
BetterWealth LLC
Suzanne Cox is a financial advisor with BetterWealth LLC in San Jose, CA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has been with BetterWealth since 2015. BetterWealth LLC provides investment advisory and integrated financial planning services to individuals, trusts and estates, retirement plans, and businesses. The firm focuses on long-term asset allocation using mutual funds and ETFs, offers discretionary management, and employs specialty services such as Section 351 exchanges and limited options strategies.
Winfield S
CFP®, Series 63, Series 65
Park City, UT
BetterWealth LLC
Winfield Stauffer is a CFP® with 20 years of industry experience and has been with BetterWealth LLC since 2015. He holds Series 63 and Series 65 licenses and is based in Park City, Utah. BetterWealth LLC provides investment advisory and integrated financial planning services to individuals, trusts, estates, retirement plans, and businesses. The firm focuses on long-term asset allocation primarily using mutual funds and ETFs, offers discretionary account management, and provides specialty services including Section 351 exchanges and limited options strategies.
Jodee L
CFP®
San Jose, CA
BetterWealth LLC
Jodee Lownsbury is a CFP® professional with eight years of industry experience, currently serving at BetterWealth LLC since 2015. Located in San Jose, CA, Lownsbury works within a team of five advisors. BetterWealth LLC provides investment advisory and integrated financial planning services to individuals, high-net-worth clients, trusts, retirement plans, and business entities. The firm emphasizes long-term asset allocation strategies using mutual funds and ETFs, offering discretionary account management alongside specialized services such as margin transactions and Section 351 exchanges.
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