BFI Wealth Solutions, LLC

BFI Wealth Solutions, LLC provides discretionary and non‑discretionary portfolio management and related advisory services to individuals as well as corporate and other business clients, and acts as sponsor and portfolio manager for a wrap‑fee program. The firm also coordinates referrals to an affiliated accounting firm for tax and accounting services.

BFIWS generally invests clients in model portfolios composed primarily of exchange‑traded funds and mutual funds and uses methods such as fundamental analysis and Modern Portfolio Theory to tailor allocations to each client’s objectives and risk tolerance. The firm manages both discretionary accounts—where it requires trading authority—and non‑discretionary arrangements, and uses the custodial money‑market sweep for cash management.

Noteworthy features include an unusually high client load for a single‑advisor independent firm—230 clients and roughly $145 million in assets under management—which is atypical for peers in this category. The firm’s partial ownership by an affiliated accounting practice, its role as a wrap‑fee sponsor executing trades through LPL Financial (including disclosure of a forgivable startup loan), the use of third‑party standing letters of authorization that create limited custody, and the presence of licensed insurance agents who may earn commissions are all disclosed arrangements that distinguish its operating and referral relationships from many peers.