Bighorn Wealth Management

Bighorn Wealth Management provides comprehensive financial planning and focused consulting to individuals, high‑net‑worth clients, pension and profit‑sharing plans, trusts, and charitable organizations, delivering a written financial plan and ad hoc advice as the primary engagement product. The firm does not manage client assets, does not accept custody or discretionary investment authority, and implementation of recommendations is left to clients and third‑party brokers or insurers.

In formulating recommendations the firm emphasizes asset allocation and long‑term purchase strategies and gathers information through in‑depth interviews to produce a written plan typically delivered within months; ongoing account reviews are not routine for planning clients unless specifically contracted. Fees for planning and consulting are charged on negotiated hourly or fixed‑fee bases rather than as a percentage of assets, and the firm discloses that mutual fund and custodian fees remain separate from its advisory fees.

What distinguishes the firm is that its principal shareholder operates concurrently in non‑advisory roles as a registered representative of a broker‑dealer and as an independently licensed insurance agent, and the brochure discloses that implementing plan recommendations through those channels could generate commissions or other non‑cash benefits. The firm reports it has no assets under management, does not charge performance‑based fees, and discloses receipt of non‑cash compensation (including travel support for educational seminars) from product sponsors, with conflicts addressed through a published Code of Ethics.