A complete list of active advisors currently associated with Billfold Budget Counseling

Warmer can help you find a great advisor at Billfold Budget Counseling or one who fits your needs even better.

Billfold Budget Counseling is a small, independent advisory firm that provides financial planning to individuals, families, and charitable organizations. Its services include project-based and hourly planning on topics such as retirement and distribution planning, cash flow and debt management, college savings, employee benefits optimization, estate planning, insurance review, and a stand‑alone budgeting engagement. The firm does not provide investment management or exercise trading discretion; instead it develops written financial plans and offers investment recommendations and implementation guidance for clients to execute through custodians they select. Ongoing clients may subscribe to a monitoring service that includes plan updates, follow-up calls, and an annual review, while project or hourly engagements deliver a written plan and recommended action steps. Compared with many peers, the firm uses an uncommon subscription model—an ongoing $200 per month paid in advance—and it expressly does not charge percentage‑of‑AUM or performance fees, does not take custody of client assets, and does not accept third‑party compensation for product sales. It also offers a separate non‑investment budgeting service (listed at $1,000–$1,500) and operates as a sole practitioner serving a small client base, which orients its practice toward planning engagements rather than discretionary portfolio management.

To learn more about the advisors currently working at Billfold Budget Counseling, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.