Bisonwood Financial Management

Bisonwood Financial Management is an SEC‑registered, fee‑only investment adviser that provides discretionary portfolio management and limited financial planning to individuals, high‑net‑worth clients, retirement plans, trusts and other entities. The firm manages roughly $61.6 million for a small client base (about 28 clients) and charges fees based on assets under management.

The firm’s investment approach is centered on asset allocation informed by Modern Portfolio Theory and typically uses low‑cost ETFs to represent asset classes, supplemented by fundamental, cyclical, technical and charting analysis. Although it favors long‑term purchases, Bisonwood retains the ability to employ short‑term trading, margin and short‑sale strategies when deemed appropriate and generally operates with discretionary trading authority.

Distinctive operational features include an institutional platform arrangement with a national custodian that provides custody, trading and reporting services, firm policies that allow principals to hold the same securities as clients under a documented Code of Ethics, and fee practices such as retroactive application of tiers and a fee reduction incentive for regular contributions. The firm also discloses that a principal’s outside angel investing led to a corporate role that continues to consume a material amount of his time, and most client meetings are conducted virtually due to geographically distributed clients.