A complete list of active advisors currently associated with BIY Financial, LLC

Warmer can help you find a great advisor at BIY Financial, LLC or one who fits your needs even better.

The firm provides discretionary asset management, financial consulting, a structured financial wellness program, and ERISA retirement-plan services to individuals, high‑net‑worth clients, trusts, business owners and plan sponsors. It operates as a single‑advisor independent RIA, managing roughly $7.7 million for about 30 clients and generally tailors engagements to client goals, time horizons and risk tolerance. Portfolio management is implemented on a discretionary basis and may draw on fundamental and technical analysis as well as modern portfolio theory; the firm also offers a mutual‑fund–only program through American Funds. For retirement plans the firm serves as a limited‑scope ERISA 3(21) advisor, assisting with IPS development, plan monitoring, selection of investment options and participant education while excluding certain asset types (e.g., employer securities and private placements). A distinctive aspect of the firm is that the principal maintains a licensed insurance practice and spends a majority of time on insurance activities, offering insurance products for separate compensation — a relationship the brochure discloses and flags as a potential conflict of interest with described mitigation procedures. As a recently formed, small, solo‑advisor firm with no account minimums, it couples pension consulting and a defined financial‑wellness offering with its core discretionary management services.

To learn more about the advisors currently working at BIY Financial, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.