BKB Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
BKB Financial Advisors provides fee-only financial planning and consulting to individuals, couples, and families on an as‑needed, hourly basis. Its client base includes people planning for or living in retirement, those who have recently lost a spouse or parent, individuals navigating divorce, and young adults seeking basic investment education.
The firm does not manage client investment accounts or accept custody or discretionary authority; instead it helps clients design cost‑effective investment plans, emphasizes broad diversification, low‑cost mutual funds and ETFs, and practical strategies such as dollar‑cost averaging and periodic rebalancing. BKB operates under a fiduciary standard and places explicit emphasis on increasing client financial literacy and participation in financial decision‑making.
Compared with many peers, BKB is notable for relying solely on hourly, fee‑only planning rather than percent‑of‑AUM billing or portfolio management, and for performing all work internally without subcontracting. The firm also highlights specialized, hands‑on services — including retirement planning support (IRMAA and RMD guidance), divorce financial planning, and investment education for young adults — and includes staff with credentials in retirement and divorce financial planning.
Client services
Expertise
Demographic focus
Fee options
$150 to $450 per hour depending on engagement start date and advisor; travel time charged at half rate.
Account minimum: $5,000.00 Fee-only: Hourly fees ranging from $150 to $450 per hour depending on advisor and engagement start date; travel time charged at half the normal hourly rate.
Main office
Menlo Park CA
Advisors at this office
2
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
William B
Series 65
Menlo Park, CA
BKB Financial Advisors, LLC
William Binder is a financial advisor with BKB Financial Advisors, LLC in Menlo Park, CA, holding a Series 65 designation and 20 years of industry experience. He has operated as a self-employed advisor since 2001. Outside of financial advising, he owns a consulting engineering sole proprietorship that provides product development, business development, engineering, and project management services, though he is currently not active in this business. BKB Financial Advisors provides customized financial planning and consulting to individuals and families across life stages, focusing on retirement planning, seniors, and clients facing major life events such as loss or divorce. The firm emphasizes client education and participation, offers hourly fee-based advice without managing or custodying assets, and provides specialized services including divorce financial planning and estate-document support.
Barbara B
CFP®
Menlo Park, CA
BKB Financial Advisors, LLC
Barbara Binder is a CFP® professional with 21 years of experience in financial advising. She has been with BKB Financial Advisors, LLC since 2004. The firm provides comprehensive, customized financial planning and consulting to individuals, couples, and families across various life stages, focusing on retirement planning, seniors, loss-related financial issues, divorce matters, and financial education for young adults. BKB Financial Advisors operates on an hourly fee basis without managing client investments or custody of assets, emphasizing client education and participation under a fiduciary standard.
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