Black Coral Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Black Coral Financial Advisors provides comprehensive financial counseling and investment advisory services primarily to high-net-worth individuals and related entities, as well as to corporate and employer-sponsored programs. Services described in the brochure include individualized financial plans, retirement and estate planning support, investment account management (discretionary and nondiscretionary), and employer-focused financial education programs and seminars.
The firm constructs individualized asset allocations and monitors accounts using portfolio management teams and model portfolios that incorporate taxable and municipal fixed income, equities, mutual funds and ETFs, and may recommend third‑party managers. Black Coral uses institutional custody and platform arrangements with Fidelity and Charles Schwab to provide execution, reporting and administrative support while rebalancing and reviewing client allocations at least annually.
Distinctive elements noted in the brochure include a formal role coordinating with outside accounting and technical specialists (Black Coral arranges introductions to third‑party accounting services rather than providing accounting advice directly), an ongoing practice of delivering customized employer seminars and workshops, and affiliated insurance distribution activity through licensed advisors acting as agents or sub‑producers. The firm also manages roughly $504,382,000 in client assets across a relatively small client base (88 clients), reflecting a concentrated, high‑net‑worth client focus and a mix of third‑party discretionary and non‑discretionary management relationships.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Seminar fees range from $5,000 to $250,000; fixed fees for reporting services starting at $1,500 annually.
$0 - $1,000,000: 1.00% $1,000,000 - $2,000,000: 0.95% $2,000,000 - $3,000,000: 0.90% $3,000,000 - $4,000,000: 0.85% $4,000,000 - $5,000,000: 0.80% $5,000,000+: 0.75%
Account minimum: $500,000 Fee-only: Annual fees for financial counseling range from $0 to $100,000, negotiable and variable based on services and client circumstances.
Main office
See office350 Clark Drive, Suite 320
Mount Olive NJ 07828
Advisors at this office
2
Offices (2)
Most active in
Arizona · California · Florida · Georgia · Massachusetts · Michigan · New Hampshire · New Jersey · New York · Pennsylvania · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Stephen L
Series 63, Series 65
Naples, FL
Black Coral Financial Advisors, LLC
Stephen Liska is a financial advisor at Black Coral Financial Advisors, LLC in Naples, FL, with 23 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Goldman Sachs Wealth Services for eight years. He has been with Black Coral since 2012. Black Coral Financial Advisors provides comprehensive financial counseling and investment advisory services primarily to high-net-worth individuals and related entities, as well as corporate and employer-sponsored programs. The firm constructs individualized asset allocations using portfolio management teams and model portfolios, and coordinates with outside accounting and technical specialists while delivering customized employer seminars and workshops.
Raymond V
Series 65
Mount Olive, NJ
Black Coral Financial Advisors, LLC
Raymond Vanhoorebeke is a financial advisor at Black Coral Financial Advisors, LLC with 15 years of industry experience. He holds a Series 65 designation and has been with Black Coral since 2010. Black Coral Financial Advisors manages approximately $936 million in client assets, primarily serving high-net-worth individuals and employer-sponsored programs. The firm combines portfolio management teams, model allocations, and third-party manager recommendations with individualized planning that incorporates asset allocation, tax, and estate considerations, and offers comprehensive financial counseling including tax preparation and connections to accounting specialists.
Dennis G
Series 63, Series 66
Mount Olive, NJ
Black Coral Financial Advisors, LLC
Dennis Galvin is a financial advisor with Black Coral Financial Advisors, LLC in Oceanport, NJ. He holds Series 63 and Series 66 licenses and has 11 years of industry experience, including 12 years with Black Coral. Black Coral Financial Advisors manages approximately $936 million in client assets, primarily serving high-net-worth individuals and employer-sponsored programs. The firm combines team-based portfolio management, model allocations, and third-party manager recommendations with individualized planning that incorporates asset allocation, tax, and estate considerations.
Joshua W
Series 66
Naples, FL
Black Coral Financial Advisors, LLC
Joshua Wardell is a financial advisor at Black Coral Financial Advisors, LLC in Naples, FL, holding a Series 66 designation. He has one year of industry experience, including prior roles at Raymond James & Associates and Cvent, Inc. Outside of his advisory work, he briefly owned a travel-related LLC that he plans to close. Black Coral Financial Advisors manages approximately $936 million in assets, primarily serving high-net-worth individuals and employer-sponsored programs. The firm integrates portfolio management teams, model allocations, and third-party manager recommendations with individualized planning, and offers comprehensive financial counseling that includes tax and estate considerations.
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