Black Horse Wealth Management

The firm provides comprehensive portfolio management, financial planning and consulting to individuals, high‑net‑worth clients, trusts, estates, corporations and pension and profit‑sharing plans. Services include individualized investment recommendations, ongoing portfolio monitoring and rebalancing, and implementation across public and private securities such as equities, ETFs, mutual funds, options and fixed‑income instruments.

Investment decisions are informed by multiple methods of analysis—fundamental, technical, quantitative, qualitative and cyclical—and emphasize asset allocation with both long‑ and short‑term positioning and a material fixed‑income component where appropriate. The firm manages a significant portion of assets on a non‑discretionary basis, so it commonly provides recommendations that clients retain final authority to implement, while discretionary authority is used for a portion of accounts.

Distinctive for a solo independent adviser, the firm administers pension and profit‑sharing plan clients and manages a relatively small roster of accounts holding substantial assets per client, reflecting a concentrated client base. The brochure discloses that the firm recommends a single qualified custodian and receives institutional support from that custodian, and that it occasionally accepts travel reimbursements from product sponsors—arrangements the firm documents and reviews as part of its fiduciary and compliance policies.