Block Wealth Management, Inc

Block Wealth Management serves individuals (including high‑net‑worth clients), trusts, estates, pension and profit‑sharing plans, and corporate or business clients, and acts as an adviser to retirement plan sponsors. The firm provides financial planning, discretionary investment advisory and portfolio management, portfolio‑tracking services for externally managed assets, and fiduciary and consulting services for ERISA retirement plans.

The firm’s investment process is built around Modern Portfolio Theory and a long‑term allocation approach, with portfolios primarily implemented using Dimensional Fund Advisors funds and tailored to each client’s risk tolerance and time horizon. Engagements typically begin with information gathering and an Investment Policy Statement, include periodic rebalancing and quarterly monitoring, and can use model allocation portfolios and written performance reporting.

Notable differences from many independent peers include the firm principal’s accounting credentials and licensed insurance practice, which the firm integrates into financial planning by providing tax guidance and insurance recommendations as part of its services. The firm also offers a broad set of retirement‑plan capabilities — from discretionary plan‑menu management and QDIA designation to participant education via onsite meetings and an interactive web tool — and provides third‑party portal‑based tax‑basis and performance tracking for accounts it does not manage.