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Blom & Howell Financial Planning, Inc.

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Client assets under management

$155,631,188

Clients

417

12% high-net-worth

Advisors

2

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

209

Very High

Average account size

$373,216

About

Blom & Howell Financial Planning serves individuals (including high‑net‑worth clients), trusts, estates, business entities, and retirement plans by offering comprehensive wealth management and portfolio management, standalone financial planning, retirement plan consulting, estate‑planning assistance, and recommendations of third‑party advisers. The firm delivers comprehensive wealth management through a firm‑sponsored wrap fee program and provides fixed‑fee or hourly planning engagements, with estate‑planning work available via a third‑party digital service.

The firm customizes asset allocations across stocks, bonds, mutual funds, ETFs, and REITs and offers both discretionary and non‑discretionary management, rebalancing portfolios periodically to align with clients’ objectives, risk tolerance, liquidity needs, and time horizon. Some service providers used by the firm employ artificial intelligence and machine‑learning components; the firm says it performs periodic due diligence of vendors to mitigate data accuracy and security risks.

Distinctive features noted in the brochure include an unusually high client‑to‑advisor ratio (more than 200 clients per advisor), and the firm’s role as sponsor and portfolio manager of its own wrap fee program. The firm’s investment adviser representatives are licensed insurance agents who may earn commissions on insurance sales and the brochure discloses and describes how those potential conflicts are managed.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

General estate planning guidance General tax planning Cash flow / budgeting Debt management Retirement plans for business owners (SEP, solo 401k)

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Fee options

Fixed

Estate planning services flat fee ranging from $0 to $1,500 based on complexity; Fixed retirement plan consulting fees start at $500

Percentage

Maximum 1.00% per annum, charged monthly in arrears

Project-based

Up to $250 per hour for financial planning and retirement plan consulting services

Other

Fee-only: Fixed financial planning fees typically range from $500 to $10,000; Hourly financial planning fees up to $250 per hour

Main office location

Blom & Howell Financial Planning, Inc.

3340 Tully Rd., Ste. B4

Modesto CA 95350, United States

Number of offices

1

Most active in

California · Colorado · Idaho · Tennessee

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Kendall S

Series 65

Modesto, CA

Blom & Howell Financial Planning, Inc.

Kendall Seifert is a financial advisor at Blom & Howell Financial Planning, Inc. in Modesto, CA, holding a Series 65 designation with two years of industry experience. Prior to joining Blom & Howell in 2023, Kendall worked at Grand Canyon University and has concurrent experience at Trader Joe’s since 2018. Blom & Howell Financial Planning serves individuals, trusts, estates, business entities, and retirement plans with comprehensive wealth management, financial planning, and estate-planning assistance. The firm offers customized asset allocation and portfolio management services, including a firm-sponsored wrap fee program, and integrates technology such as artificial intelligence and machine learning in its investment processes.

General estate planning guidance General tax planning Cash flow / budgeting Debt management Retirement plans for business owners (SEP, solo 401k)
user avatar

Michael H

CFP®, Series 66

Modesto, CA

Blom & Howell Financial Planning, Inc.

Michael Howell is a CFP® professional with 12 years of industry experience, currently serving at Blom & Howell Financial Planning, Inc. in Modesto, CA. His prior experience includes roles at SCF Securities, Inc. and LPL Financial. Outside of his advisory work, he is active as a church musician, a nonprofit and church consultant on financial education, an officer at Shelter Cove Community Church, and treasurer and secretary of the Lions Baseball Club. Blom & Howell Financial Planning serves individuals, trusts, estates, business entities, and retirement plans by providing comprehensive wealth management, financial planning, retirement plan consulting, and estate-planning assistance. The firm customizes asset allocations across various securities and offers both discretionary and non-discretionary portfolio management through its own wrap fee program.

General estate planning guidance General tax planning Cash flow / budgeting Debt management Retirement plans for business owners (SEP, solo 401k)
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