Blue Bear Financial, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Blue Bear provides investment advisory and financial planning services to individuals, high‑net‑worth clients, trusts, estates, family offices, businesses and retirement plans. Services described in the brochure include discretionary portfolio management, financial planning and consulting, held‑away account reviews, retirement plan advisory, and annuity consulting through a third‑party platform.
The firm pursues customized, primarily long‑term strategies built around low‑cost mutual funds and ETFs while retaining the ability to use individual stocks, bonds and options contracts; the disclosure states the advisor may employ options and other derivative instruments in client accounts, including separately managed accounts. Blue Bear combines fundamental and technical analysis, ongoing portfolio monitoring, and the use of unaffiliated independent managers when appropriate, with clients able to impose reasonable investment restrictions.
Distinctive features noted in the brochure include a founder who holds executive, compliance and advisory responsibilities within the firm and an institutional custody relationship that provides technology and operational support. The combination of disclosed derivatives use in client accounts, routine held‑away asset reviews, and third‑party annuity and referral arrangements — along with the firm’s insurance‑licensing activity and stated fiduciary policies — are aspects the firm emphasizes and that are relatively uncommon among similar supported advisors.
Client services
Expertise
Fee options
Fixed fee engagements for financial planning based on expected hours; ongoing financial planning engagements fixed fee from $5,000 to $10,000 first year and up to $2,400 quarterly thereafter.
up to 1.65% annually, negotiable based on factors including asset size and complexity
Certain advisory persons are licensed insurance professionals earning commissions on insurance sales separate from advisory fees.
Up to $500 per hour for project-based financial planning
Account minimum: $500,000 (may be waived or reduced at Advisor's discretion) Fee-only: Investment advisory fees are charged quarterly in advance; fees may be negotiable; financial planning offered as hourly fees up to $500/hour, fixed fees, or ongoing fixed fees ($5,000 to $10,000 first year, up to $2,400 quarterly thereafter). Retirement plan advisory fees up to 1.00% annually, billed quarterly.
Main office
See officeMt. Pleasant SC
Advisors at this office
2
Most active in
California · New York · Pennsylvania · South Carolina · Texas · Vermont
Also doing business as
Blue Bear Financial, LLC · Blue Bear Private Wealth · Centerpoint Financial
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Anthony K
Verified by Warmer
CFP®, Series 66, CPWA®
Mt. Pleasant, SC
Blue Bear Financial, LLC
Anthony Kinzie is a CFP®, CEPA, CPWA®, professional with nine years of industry experience, currently serving as the President of Blue Bear Private Wealth. His career includes roles at Cetera Advisors LLC, Principal Securities, and Nucor Steel Berkeley. Outside of advisory services, he is co-owner and president of ICAP, LLC, a property and casualty business. Blue Bear Private Wealth is an SEC-registered investment adviser providing discretionary investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, trusts, family offices, businesses, and retirement plans. The firm emphasizes long-term, diversified portfolios using low-cost mutual funds and ETFs, with the ability to incorporate individual securities and options to meet client objectives.
Robert K
Series 65
Mt. Pleasant, SC
Blue Bear Financial, LLC
Robert Kubiszyn is a financial advisor at Blue Bear Financial, LLC in Mt. Pleasant, SC. He holds the Series 65 designation and has one year of industry experience. Prior to joining Blue Bear Financial, he worked at Emerson from 2015 to 2023. Blue Bear Financial provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, family offices, businesses, and retirement plans. The firm focuses on customized, primarily long-term strategies using low-cost mutual funds and ETFs, with the ability to incorporate individual stocks, bonds, options, and derivative instruments as appropriate.
Priscilla G
CFP®, Series 65, Series 66
Montpelier, VT
Blue Bear Financial, LLC
Priscilla Gilbert is a CFP® professional with 15 years of industry experience, currently serving as President and Investment Advisor Representative at Blue Bear Financial, LLC. She was previously with CenterPoint Financial, Inc. for 11 years, which operates under Blue Bear Financial as a DBA. Blue Bear Financial provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, family offices, businesses, and retirement plans. The firm employs primarily long-term, customized strategies utilizing low-cost mutual funds and ETFs, with additional use of individual stocks, bonds, options, and derivative instruments as appropriate.
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