Blue Chip Financial Advisors, LLC logo

Blue Chip Financial Advisors, LLC

Updated today

Client AUM

$104,069,000

Clients

178

Advisors

6

across 2 offices

About

BlueChip Financial Advisors, LLC provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), trusts, corporations, retirement plans and nonprofit entities. The firm delivers portfolio management on a non‑discretionary basis and offers broad financial planning and implementation support, which can include non‑fee investment products and insurance sold through affiliated broker‑dealer relationships.

BCFA operates a collaborative, client‑directed model in which investment recommendations are implemented only with client consent; accounts are reviewed at least semiannually and an annual review is offered. The firm employs a mix of long‑ and short‑term strategies and relies on third‑party research and custodial trading through Fidelity and a dually registered broker‑dealer, while disclosing potential commission arrangements when clients elect non‑fee products.

Distinctive features include managing approximately $104 million exclusively on a non‑discretionary basis, a structure that is uncommon among similar team firms of this size. BCFA is also notable for its close ties to accounting professionals—several advisory representatives are CPAs, the firm has a contractual arrangement with an accounting firm that includes fee‑sharing (up to 50% of net client fees returned to the CPA firm)—and for providing retirement‑plan investment education and workshops, services less commonly offered by peers.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Wealth management Long-term care insurance

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Fee options

Fixed

Life insurance contract fees up to $10,000 agreed upon before acceptance.

Percentage

$0 - $249,999: 1.50% $250,000 - $999,999: 1.25% $1 million - $2.49 million: 1.00% $2.5 million - $4.99 million: 0.75% $5 million+: 0.50%

Commissions

Commissions earned on purchase of non-fee-based financial products such as insurance sold through broker-dealer affiliation.

Project-based

Up to $250 per hour for financial planning services, fee agreed upon in advance based on complexity.

Other

Fee-only: Fee-only for investment advisory services; commissions earned only if client implements financial planning recommendations involving purchase of non-fee-based products.

Main office

See office

34 Hemingway Drive

East Providence RI 02915

Advisors at this office

5

Most active in

California · Florida · Louisiana · Massachusetts · Nebraska · Nevada · Rhode Island · Texas

Also doing business as

Blue Chip Financial Advisors, LLC · Blue Chip Financial Advisors, Llp · Paxmentis Advisors

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Butch S

Series 66

Newport Beach, CA

Blue Chip Financial Advisors, LLC

Butch Safyurtlu is a financial advisor at BlueChip Financial Advisors, LLC with 24 years of industry experience. He previously worked at Wells Fargo Advisors for 10 years. Safyurtlu owns and operates Safyurtlu Wealth Management LLC, an independent practice based in Las Vegas. BlueChip Financial Advisors provides investment advisory and financial planning services to individuals, trusts, corporations, retirement plans, and nonprofit entities. The firm manages approximately $104 million on a non-discretionary basis and employs a collaborative, client-directed model that integrates long- and short-term strategies with third-party research.

Wealth management Long-term care insurance
user avatar

John L

ChFC®, Series 63, Series 65

East Providence, RI

Blue Chip Financial Advisors, LLC

John Lemme is a ChFC® credentialed financial advisor with 32 years of industry experience. He is currently a managing partner at Blue Chip Financial Advisors, LLC and has previously worked at Triad Advisors, Inc. for 19 years. Outside of advising, he is involved in insurance sales with multiple carriers. Blue Chip Financial Advisors, LLC provides investment advisory and financial planning services to individuals, trusts, corporations, retirement plans, and nonprofit entities. The firm employs a client-directed, non-discretionary investment approach, offering portfolio management and broad financial planning supported by third-party research and custodial trading through Fidelity and a dually registered broker-dealer.

Wealth management Long-term care insurance
user avatar

Judith H

East Providence, RI

Blue Chip Financial Advisors, LLC

Judith Higgins is a CPA and financial advisor with 24 years of industry experience. She is affiliated with Blue Chip Financial Advisors, LLC, a team-based firm of five advisors. Higgins has operated Higgins Financial Advisors, Inc. and served at Blue Chip Financial Advisors, LLP since 2001, and she has provided accounting and tax services through her CPA firm since 1990. Outside of finance, she is a shareholder and officer of Lincoln Bar & Grille. Blue Chip Financial Advisors, LLC offers investment advisory and financial planning services to individuals, trusts, corporations, retirement plans, and nonprofit entities. The firm uses a client-directed, non-discretionary approach, combining long- and short-term strategies and emphasizes collaboration with accounting professionals and retirement-plan education.

Wealth management Long-term care insurance
user avatar

Michael M

Series 65, Series 66

East Providence, RI

Blue Chip Financial Advisors, LLC

Michael Moretti is a financial advisor with Blue Chip Financial Advisors, LLC, holding Series 65 and Series 66 licenses and 23 years of industry experience. He has worked at Blue Chip Financial Advisors LLP since 2003 and was affiliated with Triad Advisors, Inc. from 2005 to 2024. Outside of advising, he participates in insurance sales with multiple carriers. Blue Chip Financial Advisors serves individuals, trusts, corporations, retirement plans, and nonprofit entities by providing non-discretionary portfolio management and comprehensive financial planning. The firm operates a client-directed model, employs a mix of investment strategies, and maintains close ties to accounting professionals while offering retirement-plan education and workshops.

Wealth management Long-term care insurance
user avatar

Clifford D

CFP®, Series 65

East Providence, RI

Blue Chip Financial Advisors, LLC

Clifford Deck is a CFP® with 26 years of industry experience and is a partner at Blue Chip Financial Advisors, LLC. He has worked at the firm since 1999 and previously operated Clifford J. Deck, CPA Inc. from 1992 to 2019. Blue Chip Financial Advisors provides investment advisory and financial planning services to individuals, trusts, corporations, retirement plans, and nonprofit entities. The firm operates a client-directed, non-discretionary portfolio management model, combining long- and short-term strategies and maintaining a close relationship with accounting professionals.

Wealth management Long-term care insurance
user avatar

William D

Series 63, Series 65

East Providence, RI

Blue Chip Financial Advisors, LLC

William Delmage is a financial advisor with Blue Chip Financial Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His career includes long tenures at Blue Chip Financial Advisors LLP and Triad Advisors, Inc., and since 2022 he has also been involved with WD & Associates, a health, dental, and life insurance business. Blue Chip Financial Advisors provides investment advisory and financial planning services to individuals, trusts, corporations, retirement plans, and nonprofit entities. The firm operates a client-directed, non-discretionary portfolio management model, employing both long- and short-term strategies and maintaining close ties with accounting professionals.

Wealth management Long-term care insurance
View complete list of advisors at this firm
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