Blue Otter Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides comprehensive financial planning for individuals and high‑net‑worth clients, addressing cash flow and budgeting, education funding, Social Security strategies, retirement planning, risk management, estate planning, and employee benefits. It also conducts periodic educational workshops and one‑on‑one educational sessions on personal finance and investing.
Advisory services are delivered through discrete planning engagements and scheduled follow‑up meetings, with investment consultation that emphasizes a passive, long‑term asset allocation approach aligned to clients’ goals, time horizon, and risk tolerance. The firm does not provide ongoing portfolio management or execute trades for client accounts and limits implementation assistance to administrative support such as account openings and participating in transfer calls.
Compared with many independent peers, the brochure highlights the firm’s regular public and sponsor‑paid educational seminars — a relatively uncommon offering — and explicitly notes that it does not use percentage‑of‑AUM or commission‑based compensation models. The firm also restricts acceptance of non‑cash compensation, relies on third‑party custodians for client assets, and frames its practice around planning and education rather than discretionary asset management.
Client services
Expertise
Fee options
Fixed fees for financial planning engagements ranging from $250 to $10,000 depending on the service selected.
$200 per 60-minute meeting for monthly sessions; $250 per 60-minute meeting for quarterly sessions.
Fee-only: Educational sessions: $250 one-time fee; Budget Blueprint: $2,500 paid in six equal installments; Budget and Spending Analysis: $5,000 paid in six equal installments; The Financial Snapshot: $4,000 paid in three equal installments; The Financial Blueprint: $6,000 paid in four equal installments; The Legacy Plan: $8,000 to $10,000 depending on scope and complexity, paid in four equal installments; Implementation support at $500 per session; Ongoing additional meetings at $200 (monthly) or $250 (quarterly) per meeting.
Main office
Decatur GA
Advisors at this office
1
Most active in
Georgia
Also doing business as
Blue Otter Financial Planning · Blue Otter Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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