Blue Point Financial, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Blue Point Financial provides discretionary and non‑discretionary portfolio management, financial planning, and retirement plan consulting to individuals, families and institutional clients, including both high‑net‑worth and non‑HNW individuals. Like many firms in its peer group, it delivers ongoing portfolio management for individual clients and charges advisory fees based on assets under management.
The firm builds diversified, model‑based portfolios consistent with modern portfolio theory and uses mutual funds, ETFs, stocks and bonds as primary investment vehicles. Accounts may be managed directly by the firm or implemented through outside managers and platform providers; Blue Point selects models based on clients’ risk tolerance and financial goals and retains oversight responsibility while delegating trading, rebalancing, or reporting to platform managers as appropriate.
What is distinctive about Blue Point is that it is licensed as an insurance agency and its associated persons are licensed insurance agents, so they may offer insurance products and receive customary commissions — a practice that is uncommon among similar supported firms. The firm also has associated persons who are registered representatives of a broker‑dealer and acts as a solicitor for third‑party managers; these additional industry roles are disclosed and overseen by the firm’s compliance function to address potential conflicts of interest.
Client services
Expertise
Fee options
Financial planning fixed fees range from $500 to $3,000 based on complexity
$0 - $100,000: 1.25% $100,000 - $500,000: 0.95% $500,000 - $1,000,000: 0.85% $1,000,000 - $1,500,000: 0.75% $1,500,000 - $2,000,000: 0.65% $2,000,000 - $3,000,000: 0.55% $3,000,000+: 0.45%
Insurance products may generate standard commissions; associated persons may receive 12b-1 fees and commissions on transactions outside of BPF investment management engagements
Financial planning hourly rates generally $250 per hour
Minimum fee: Minimum annual fee of $1,000 per retirement plan, may be waived at firm's discretion Fee-only: Financial planning fees range $500 to $3,000 fixed or $250/hour; Retirement plan fees up to 1.50% annually, negotiable; fees may be fixed or asset based
Main office
243 Us 1
Scarborough ME 04074
Advisors at this office
2
Most active in
Florida · Maine · New Hampshire · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Justin B
CFP®, Series 63, Series 65
Scarborough, ME
Blue Point Financial, Inc.
Justin Beauregard is a CFP® with 16 years of experience in the financial services industry. He is currently with Blue Point Financial, Inc., where he has worked since 2018, and previously held roles at Osaic Wealth, Inc., Triad Advisors, Equity Services, Inc., and National Life Group. In addition to his advisory role, he is licensed to provide a range of insurance products including life, long-term care, disability, and annuities. Blue Point Financial, Inc. offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting to individuals, families, businesses, and institutional clients. The firm uses model-based portfolios aligned with modern portfolio theory and employs risk assessments and investment policy statements to guide diversified allocations.
Timothy O
CFP®, Series 63
Scarborough, ME
Blue Point Financial, Inc.
Timothy O’Halloran is a CFP® with 33 years of experience in the financial services industry. He is currently with Blue Point Financial, Inc., where he has worked since 2018, and has prior experience at Osaic Wealth, Inc., Triad Advisors, Equity Services, Inc., and National Life. Outside of his advisory role, he also holds insurance licenses and provides a range of insurance products. Blue Point Financial, Inc. offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting to individuals, families, businesses, and institutional clients. The firm uses model-based portfolios aligned with modern portfolio theory and emphasizes risk assessment and ongoing account monitoring.
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