Blue Spark Capital Advisors

Blue Spark Capital Advisors serves individual clients and families with an emphasis on women navigating life transitions such as divorce, the death of a spouse or parent, retirement, or job change, providing discretionary investment management combined with comprehensive financial planning. The firm operates as a fee-only fiduciary and manages approximately $243 million in discretionary assets for about 85 clients.

The firm’s investment approach uses an institutional, liability-driven investing framework that customizes asset allocation and timing to match clients’ specific time horizons and cash-flow needs, implemented through low-cost ETFs and a select group of active and passive mutual funds. Portfolios are managed under discretionary authority with written Investment Policy Statements, and the firm coordinates with clients’ accountants and other advisors to pursue tax-efficient asset location and overlay strategies.

Distinctive aspects include a small, two-advisor team running a relatively large book of discretionary assets while concentrating on a niche client demographic—women in major transitions—and embedding detailed financial planning into all investment management engagements rather than offering stand-alone planning. The firm also emphasizes adherence to a fiduciary code of ethics, does not accept commissions or performance-based fees, uses an institutional custody platform that provides business support services, and leaves proxy voting responsibility to clients.