Bluenose Wealth LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Bluenose Wealth serves individual and high‑net‑worth clients with ongoing portfolio management and comprehensive financial planning. The firm provides tailored investment management alongside written financial plans that can address retirement, tax planning, estate considerations, business planning and insurance reviews, and it charges asset‑based advisory fees for investment management as well as fixed fees for financial planning engagements.
The firm primarily employs a passive investment approach, constructing portfolios from index mutual funds and exchange‑traded funds to implement target asset allocations set out in clients’ investment policy statements and managing accounts on a discretionary basis consistent with each client’s risk tolerance. Operationally, Bluenose Wealth typically delivers planning reports within 60–90 days and directs clients to use its recommended custodian rather than allowing client‑directed brokerage, which can affect trade execution and custodial arrangements.
Noteworthy distinctions include the firm’s recent formation and that it reported no assets under management or clients at the time of filing, and the principal’s licensure and ongoing activity as a life and health insurance agent who may receive separate commissions for insurance sales (disclosed as a potential conflict and representing a small portion of the principal’s time). The principal also has prior experience with a large insurance firm, and the firm’s continuity disclosures note that there is no formal succession plan in the event of the principal’s death, which prospective clients may wish to consider.
Client services
Expertise
Fee options
Financial planning fixed fee between $3,000 and $15,000, negotiated before start of work
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.85% $3,000,001 - $5,000,000: 0.70% $5,000,001 - $10,000,000: 0.60% $10,000,001+: 0.50%
Additional compensation received by a principal for life and health insurance sales; commissions not offsetting advisory fees
Hourly rate of $300 per hour for financial planning services in case of early termination
Fee-only: Fixed fee ranging from $3,000 to $15,000 depending on complexity
Main office
South Minneapolis MN
Advisors at this office
1
Most active in
Minnesota · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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