Bluestone Wealth Planning, LLC

Bluestone Wealth Planning provides financial planning, portfolio management, and general consulting to individuals, couples, high‑net‑worth clients and corporations, with an emphasis on retirement income distribution and clients approaching or in retirement. As of March 2026 the firm reported managing about $8.07 million in discretionary assets across 22 client relationships.

The firm follows a tactical portfolio management approach, implementing one of four model portfolios (Conservative, Moderate, Growth, Aggressive Growth) on a discretionary basis and developing written Financial Profiles and Investment Plans for each client. Portfolios are driven by a proprietary algorithm and monitored alongside outside tactical managers; risk management tools include cash allocations, hedging and, for suitable clients, selective short‑term option strategies, with reviews conducted at least biannually or when material changes occur.

Bluestone’s brochure discloses a past disciplinary event involving the firm’s principal in 2015—resulting in fines, disgorgement and a three‑month suspension related to conduct at a former employer—and indicates no subsequent disciplinary actions. The firm also reports limited custody arising from client authorizations to deduct fees and request first‑party disbursements, and it participates in custodial programs with Charles Schwab and Interactive Brokers while routinely using tactical managers and proprietary signals, practices that differentiate its operational and investment approach from many peers.