Bluewater Wealth Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Bluewater Wealth Advisors serves individuals — including high-net-worth clients — as well as trusts, estates, charitable organizations and business entities, providing comprehensive financial planning, consulting, and wealth management services. The firm reported $145,781,465 in discretionary assets under management across 27 client relationships and offers both fixed-fee planning engagements and asset-based wealth management.
Investment decisions are made by an internal Investment Committee that follows a top-down macroeconomic framework and draws on fundamental, technical and sentiment analyses to construct portfolios. Portfolios are allocated among mutual funds, ETFs, individual securities, interval funds and, when appropriate, Independent Managers, and the firm advises on held-away products such as variable annuities and employer retirement plans.
Distinctive features for a firm of this scale include a high AUM concentration per client and the explicit use of less liquid vehicles (interval funds) and negotiated arrangements for held-away assets, which the brochure highlights as part of its service scope. The firm is recently registered, discloses that equity is held through separate holding entities, and does not accept proxy voting authority for client accounts (clients receive proxies directly).
Client services
Expertise
Fee options
Fixed fees for financial planning and consulting services, negotiable from $1,000 to $10,000.
$0 - $500,000: 1.25% $500,001 - $2,500,000: 1.00% $2,500,001 - $5,000,000: 0.75% $5,000,001+: 0.50%
Minimum fee: Financial planning and consulting fees range from $1,000 to $10,000, negotiable based on scope and complexity; fees are offset if additional investment advisory services are engaged. Fee-only: Fixed fees for financial planning and consulting services, negotiable from $1,000 to $10,000.
Main office
4553 Pine Tree Circle, Suite 220
Vestavia Hills AL 35243
Advisors at this office
3
Most active in
Alabama
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Courtney T
Series 65
Vestavia Hills, AL
Bluewater Wealth Advisors, LLC
Courtney Truss is a financial advisor at Bluewater Wealth Advisors, LLC with one year of industry experience. She holds a Series 65 designation and previously worked for Oakworth Capital Bank for ten years. Bluewater Wealth Advisors serves individuals, trusts, estates, charitable organizations, and business entities, providing discretionary wealth management, investment management, financial planning, and consulting. The firm employs a top-down macroeconomic process combined with various analytical methods to manage portfolios and generally serves a concentrated client base with relatively large account sizes.
Adam K
Series 65
Vestavia Hills, AL
Bluewater Wealth Advisors, LLC
Adam Kirklin is a financial advisor at Bluewater Wealth Advisors, LLC with six years of industry experience. He holds a Series 65 designation and has worked at Bluewater Wealth Advisors since 2024. Kirklin also has a background with Kirklin Investment Management Company and Oakworth Capital Bank. Bluewater Wealth Advisors serves individuals, trusts, estates, charitable organizations, and business entities by providing discretionary wealth management, investment management, financial planning, and consulting. The firm employs a top-down macroeconomic process managed by an Investment Committee and offers both portfolio management and standalone planning services.
Samuel H
Series 65
Vestavia Hills, AL
Bluewater Wealth Advisors, LLC
Samuel Harris II is a financial advisor at Bluewater Wealth Advisors, LLC with two years of industry experience. He holds a Series 65 designation and has prior experience at Oakworth Capital Bank and Stardust Development, LLC. Outside of advising, he is involved with Mark Harris Farms, LLC. Bluewater Wealth Advisors serves individuals, trusts, estates, charitable organizations, and business entities with financial planning, consulting, and wealth management services. The firm employs a top-down macroeconomic investment approach through an internal committee and utilizes a range of investment vehicles, including interval funds and negotiated held-away assets.
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