Bodnar Financial Advisors, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Bodnar Financial Advisors provides personalized financial planning and consulting to individuals, small‑business pension and profit‑sharing plans, and trusts, producing individualized Personal Financial Plans prepared by a Certified Financial Planner. The firm focuses on plan creation, implementation guidance, and ongoing account support rather than on managing client investment assets.
Bodnar follows a structured five‑step planning process that addresses cash flow and budgeting, estate planning, investment planning, income tax planning, and risk management and insurance, and it recommends annual reviews to keep plans current. The firm uses third‑party research and planning tools (for example, Advisor Workstation/Morningstar, LPL Research, and Advysis) and leaves execution of investment decisions to clients, with the option to implement recommendations through its representatives’ broker‑dealer relationship with LPL.
Notable distinctions from many peers are that Bodnar does not offer percentage‑of‑assets (AUM) billing and does not provide discretionary portfolio management or custody of client assets, instead charging flat planning and annual support fees and providing advice only. The firm’s advisory representatives allocate roughly half their time to product sales and receive more than 50% of their revenue from commissions and insurance/product sales through LPL, a potential conflict the brochure discloses.
Client services
Expertise
Fee options
Basic Plan flat fee $500 - $1,000; Comprehensive Plan $1,250 - $2,500; Combination Business Entity - Individual Plan $1,500 - $9,500
Commissions earned on insurance and securities products purchased through Advisory Representatives; 12b-1 fees from certain mutual funds
Hourly rate of $450 per hour for termination fee calculations
Fee-only: Flat fees ranging from $500 to $9,500 depending on the financial plan type; Annual account support fee ranging from $150 to $2,500
Main office
248 Columbia Turnpike, Suite 104
Florham Park NJ 07932
Advisors at this office
2
Most active in
Florida · New Jersey · New York · North Carolina · South Carolina · Texas · Virginia
Also doing business as
Bodnar Financial · Bodnar Financial Advisors, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
John B
CFP®, Series 63
Florham Park, NJ
Bodnar Financial Advisors, Inc.
John Bodnar is a financial advisor with Bodnar Financial Advisors, Inc. in Florham Park, NJ, holding the CFP® designation and a Series 63 license. He has 43 years of industry experience, including roles at LPL Financial LLC and Cambridge Investment Research advisors, Inc. Outside of advisory work, he has been involved in marketing services for NortonLifeLock. Bodnar Financial Advisors provides personalized financial planning and consulting to individuals, small-business pension and profit-sharing plans, and trusts. The firm emphasizes a structured planning process and ongoing support, focusing on advice without discretionary portfolio management or custody of client assets.
Justin E
Series 63, Series 65
Florham Park, NJ
Bodnar Financial Advisors, Inc.
Justin Esposito is a financial advisor with LPL Financial in Florham Park, NJ, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior roles include positions at Bodnar Financial Advisors, Cambridge Investment Research Advisors, and Quasar Distributors. He provides financial planning and consulting services through Bodnar Financial Advisors, an independent investment firm. LPL Financial serves a broad range of clients, including individual investors, retirement plan sponsors, institutions, charities, and high-net-worth households, offering advisory and brokerage services supported by an in-house research team and a variety of investment delivery options.
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