Bona Fide Wealth

Bona Fide Wealth serves individual and high‑net‑worth clients, offering discretionary asset management alongside financial planning and consulting. The firm provides tailored portfolios, ongoing monitoring and rebalancing, and integrates financial planning into its wealth management relationships.

Investment construction is grounded in Modern Portfolio Theory, with diversified allocations implemented primarily through mutual funds and ETFs and adjusted to each client’s risk tolerance; clients may impose reasonable restrictions on purchases. The firm also offers fixed‑fee planning engagements and uses an order‑management/held‑away account system (Pontera) to view and, where appropriate, manage retirement and workplace accounts not custodied at the adviser’s primary custodian.

Distinctive features for a small, recently established advisory firm include managing roughly $144 million for about 55 clients and operating with a single advising professional, relying on a custodial relationship that provides institutional research and technology support. The firm maintains standing letters of authorization that enable transfers to third parties (a circumstance that creates constructive custody under SEC rules), does not vote client proxies, and depends on custodial statements for performance reporting while requiring clients to keep held‑away account credentials current.