Bonanni, Frank
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only personal financial planning and consulting to individuals, high‑net‑worth clients, corporations, charities, and other registered investment advisers. Services are delivered through a collaborative, modular planning process (typically over a 12‑month engagement) that produces a written financial plan and can include assistance with implementation and periodic reviews.
The firm’s recommendations use Modern Portfolio Theory to construct asset mixes and address considerations such as tax efficiency and concentrated stock positions, but the firm does not manage client accounts or take custody of assets. Planning engagements emphasize documented goals, disciplined rebalancing guidance, and ongoing monitoring rather than discretionary portfolio management.
Compared with many independent advisers, the firm does not offer portfolio management for individual clients and does not charge percentage‑of‑assets‑under‑management fees; it instead uses negotiated flat or hourly planning fees and offers an annual review option. The firm also provides consulting services to other RIAs and discloses it receives no commissions, referral incentives, or soft‑dollar benefits.
Client services
Expertise
Fee options
Flat fee typically between $3,500 and $7,500 for a financial plan
Hourly rate of $400, may be discounted for certain clients
Fee-only: Flat fees between $3,500 to $7,500 for a typical plan; ongoing planning fee $3,000 per year; hourly rate $400
Main office
San Leandro CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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