Bone Asset Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Bone Asset Management provides financial planning and ongoing portfolio management to individuals, high‑net‑worth clients, families and related entities. Financial planning is offered at no charge, and advisory services are delivered through a percentage‑of‑AUM fee model with portfolio management conducted on a non‑discretionary basis.
The firm employs a mosaic investment approach that incorporates fundamental, technical and cyclical analysis and sets strategies according to each client’s stated objectives and risk tolerance. For active management, Bone selects, conducts due diligence on, and monitors independent sub‑advisors who may be granted discretionary authority to trade on designated portions of client accounts while Bone serves as the communication conduit.
Bone is notable for operating as a solo practice while overseeing a large client roster (438 clients) and approximately $53.06 million in non‑discretionary assets, a client‑to‑advisor ratio that is uncommon for supported firms. The principal also spends a substantial portion of time (about 60%) as an independent insurance agent, a disclosed potential conflict the firm manages through its Code of Ethics and client disclosures.
Client services
Expertise
Fee options
Under $1,000,000 - $1,000,000: 1.00% Under $1,000,000 - $1,000,000: 0.75% Sub-Advisory Fee Under $1,000,000+: 1.75% Combined Advisory Fee Greater than $1,000,000+: 0.75% Greater than $1,000,000+: 0.50% Sub-Advisory Fee Greater than $1,000,000+: 1.25% Combined Advisory Fee
Fee-only: Fee-only investment management firm; fees deducted from client accounts monthly in arrears
Main office
40950 Woodward Avenue, Suite 335
Bloomfield Hills MI 48306
Advisors at this office
1
Most active in
Indiana · Michigan
Also doing business as
Bone Asset Management · Rs Bone, LLC · Rsb Advisory Services
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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