Bonsai Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Bonsai Financial provides discretionary investment management and financial consulting to individuals, high‑net‑worth individuals, trusts, and estates, tailoring advice to each client’s goals, risk tolerance, and time horizon. The firm emphasizes conservative investing with a focus on income planning and risk management and operates as a small team (two advisors) serving roughly 62 clients with about $6.85 million in assets under management.
The firm follows an asset‑allocation methodology intended to maintain returns while lowering risk and volatility, typically constructing portfolios using ETFs, no‑load or load‑waived mutual funds, and variable annuity sub‑accounts and rebalancing periodically. Accounts are generally managed on a discretionary basis with a stated investment horizon of three to five years, and Bonsai commonly recommends custody through Charles Schwab via its institutional program.
A distinctive feature is the firm’s insurance affiliation: principals are licensed insurance agents and operate Bonsai Insurance Services, LLC, so advisors may offer insurance products (including work with variable annuities) and receive commissions or trail compensation, a potential conflict of interest disclosed in the brochure. The firm also combines hourly financial consulting with ongoing AUM-based management and does not vote client proxies, matters prospective clients may wish to consider when evaluating fit.
Client services
Expertise
Fee options
$0 - $250,000: 1.75% annually $250,001+: 1.50% annually
$250 per hour
Account minimum: $100,000
Main office
Phoenix AZ
Advisors at this office
2
Most active in
Arizona
Also doing business as
Bonsai Financial · Bonsai Financial Services, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Anthony O
Series 65
Phoenix, AZ
Bonsai Financial
Anthony Olson is a financial advisor at Bonsai Financial with 15 years of industry experience. He holds a Series 65 designation and has worked at Bonsai Financial Services, LLC since 2018, following prior roles at Strategy Financial Services and Strategy Financial Insurance. Olson is also the owner and manager of Bonsai Insurance Services, LLC, where he consults on life and fixed insurance strategies. Bonsai Financial provides discretionary investment management and financial consulting to individuals, high-net-worth individuals, trusts, and estates, focusing on conservative investing with an emphasis on income planning and risk management. The firm employs an asset-allocation methodology to balance returns and risk, managing portfolios primarily with ETFs and mutual funds for a client base of about 62 accounts.
Samuel O
Series 65
Phoenix, AZ
Bonsai Financial
Samuel Olson is a financial advisor with Bonsai Financial in Phoenix, AZ, holding a Series 65 credential and 10 years of industry experience. He previously worked at Secured Retirement Advisors, LLC and Strategy Financial Services. Olson is also involved with Bonsai Insurance Services, LLC, where he consults on life and fixed insurance strategies. Bonsai Financial provides discretionary investment management and financial consulting to individuals, high-net-worth clients, trusts, and estates, focusing on conservative investing with an emphasis on income planning and risk management. The firm manages portfolios through an asset-allocation approach using ETFs, mutual funds, and variable annuity sub-accounts, typically operating on a discretionary basis.
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