Bour Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
BourGroup provides fee-only financial planning and related investment advice primarily to individuals and couples across a wide age range, delivered through hourly or fixed-fee engagements and group educational workshops and seminars. Services described in the brochure include cash flow and debt counseling, tax and retirement planning, college funding, insurance review, and written comprehensive financial plans; the firm does not custody client assets or accept discretionary trading authority.
The firm’s process emphasizes a written comprehensive plan followed by a defined period of implementation support; ongoing monitoring or portfolio reporting is available only if separately engaged. Investment guidance focuses on long-term, buy-and-hold asset allocation, use of low-cost passive funds where appropriate, avoidance of market timing, and rebalancing to target allocations rather than active individual stock selection.
Notable distinctions include the firm’s regular offering of group educational seminars and occasional complimentary community presentations, and its practice of providing planning and advice without managing client portfolios or charging fees based on a percentage of assets under management. The principal maintains a CFP® credential, previously held Enrolled Agent status, and continues to operate as a small, fee-only advisory practice that does not receive third-party compensation.
Client services
Expertise
Demographic focus
Fee options
Flat fees possible for comprehensive financial plans and workshops; first half-hour consultation is complimentary
Hourly rate of $300 per hour, negotiable
Minimum fee: Suggested minimum fee for a full, comprehensive financial plan is $900 (negotiable) Fee-only: Fees are fee-only, no commissions or product sales; paid directly by client
Main office
South Riding VA
Advisors at this office
1
Most active in
Virginia
Also doing business as
Bour Group · Bour, Phillip D. · Bour, Phillip David
Disclosures
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Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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