Bowen Financial Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only financial planning and portfolio management to individual clients, couples and families, including management of workplace retirement accounts. It offers both percentage-of-assets under management programs and hourly consulting, accommodating ongoing advisory relationships as well as limited-scope projects.
Investment decisions are guided by a goals-to-implementation process that uses modern portfolio theory to set diversified allocations and risk profiles, with implementation focused on low-cost exchange-traded funds, no-load mutual funds and closed-end funds. Portfolios are monitored continuously, reported at least quarterly, rebalanced at least annually, and a complimentary general financial plan is prepared when asset management appears beneficial; more detailed plans and hourly work are available at an hourly rate.
The firm is distinctive for its very small scale and highly personalized service model — managing roughly $2.1 million for a handful of clients — and for combining AUM-based management with accessible hourly planning. It operates on a non-custodial, fee-only basis, typically recommends low-cost custodians but is flexible, accepts electronic payments (including Venmo), declines proxy voting authority, and its lead advisor holds a Certified Fund Specialist designation along with an uncommon academic background spanning science and finance.
Client services
Expertise
Fee options
$0 - $1,000,000: 0.35% annually for workplace accounts > $1,000,000+: 0.25% annually for workplace accounts $0 - $200,000: 0.75% annually for private accounts including IRAs $200,000 - $500,000: 0.60% annually for private accounts including IRAs $500,000 - $1,000,000: 0.45% annually for private accounts including IRAs > $1,000,000+: 0.30% annually for private accounts including IRAs $0 - $1,000,000: 0.45% annually for combined private and workplace accounts > $1,000,000+: 0.30% annually for combined private and workplace accounts
Financial planning and investment advice services charged at $90 per hour, billed in ten-minute increments.
Minimum fee: Minimum annual fee of $150 ($37.50 quarterly) generally required Fee-only: Fees are asset management fees and/or hourly fees paid directly by clients; no commissions received.
Main office
Holland MI
Advisors at this office
1
Most active in
Michigan
Also doing business as
Bowen Financial Planning LLC · Bowen, Brent M.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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