Boyd Financial Strategies, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Boyd Financial Strategies, Inc. is a small, family‑owned registered investment adviser that primarily serves individuals and families — and a limited number of retirement plans and business clients — with investable assets generally in the $500,000 to $20,000,000 range. The firm provides comprehensive financial planning and discretionary portfolio management and states that it requires a written financial or investment plan before making specific investment recommendations.
The firm’s investment approach is goal‑oriented and oriented toward reducing portfolio volatility rather than consistently outperforming broad market indexes; it uses a top‑down allocation process to set cash, equity, and fixed‑income targets. Portfolio construction blends fundamental, technical and charting analysis, diversified exposures across asset classes, and a mix of longer‑term allocation and shorter‑term tactical strategies — occasional techniques include covered‑call writing and use of fixed‑rate annuities or individually held bonds.
A notable and uncommon feature for a firm of this size is that several advisory personnel are licensed insurance professionals who may implement insurance solutions and receive commission compensation for those sales, a practice the firm discloses as a potential conflict of interest and reports occupying about 10% of those personnel’s time. The firm also describes hands‑on, committee‑driven oversight of investment models with frequent internal reviews and typically custodializes client assets at a major institutional custodian while incorporating legacy or unsupervised assets into clients’ investment plans.
Client services
Expertise
Occupation focus
Fee options
$0 - $125,000: 1.00% $125,001 - $375,000: 0.90% $375,001 - $875,000: 0.80% $875,001 - $1,875,000: 0.70% $1,875,001 - $3,875,000: 0.60% $3,875,001+: 0.50%
Up to $150 per hour, negotiable based on service complexity and client relationship.
Account minimum: $500,000
Main office
See office319 A Southbridge St, Ste 201
Auburn MA 01501
Advisors at this office
1
Offices (3)
Most active in
Massachusetts · New Hampshire · Texas
Also doing business as
Boyd Financial Strategies, Inc. · Boydtalk · Strategic Investment Advisers Inc · Www.Boydstrategy.Com · Www.Boydtalk.Com · Your Financial Compass With John And Rosemarie Boyd
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
John B
CFP®, Series 63
Worcester, MA
Boyd Financial Strategies, Inc.
John Boyd is a CFP® with 29 years of industry experience and has been with Boyd Financial Strategies, Inc. in Worcester, MA since 2005. He holds a Series 63 license and is one of three advisors at the family-owned firm. Boyd Financial Strategies serves individuals, couples, and related trusts, typically with assets between $500,000 and $20 million, providing comprehensive financial planning and both discretionary and non-discretionary investment management. The firm employs a top-down, risk-conscious investment approach that blends fundamental, technical, and charting analysis, and requires a documented financial or investment plan before making recommendations.
Peter B
ChFC®
Auburn, MA
Boyd Financial Strategies, Inc.
Peter Boyd is a ChFC®-designated financial advisor with 16 years of industry experience. He is currently the CEO of Apogee Strong Central Massachusetts, LLC, an insurance sales and service firm, and has been associated with Boyd Financial Strategies, Inc. since 2008. At Apogee Strong, he focuses on insurance sales including fixed rate annuities, life insurance, and long-term care insurance. Boyd Financial Strategies, Inc. serves individuals, couples, and related trusts with assets typically between $500,000 and $20 million, providing comprehensive financial planning and both discretionary and non-discretionary investment management. The firm employs a risk-conscious, top-down investment approach that combines fundamental, technical, and charting analysis with longer-term allocation and shorter-term tactical strategies.
Jack B
Series 65
Round Rock, TX
Boyd Financial Strategies, Inc.
Jack Boyd is a financial advisor at Boyd Financial Strategies, Inc. with one year of industry experience. He holds a Series 65 designation and has prior work experience at TJX Companies and Boyd Marine Service. Outside of his advisory role, he is involved in insurance sales and service, assisting clients with fixed rate annuity products. Boyd Financial Strategies, Inc. serves individuals, couples, and related trusts, typically with assets ranging from $500,000 to $20 million. The firm provides comprehensive financial planning and investment management using a risk-conscious, top-down approach that integrates fundamental, technical, and charting analysis.
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