Brandon Financial Planning, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Brandon Financial Planning, Inc. serves individuals (including high‑net‑worth clients), pension and profit‑sharing plans, and business entities, offering combined comprehensive financial planning and investment advisory services. The firm, founded in 1982, operates with a small advisor team and manages roughly $435 million for about 250 clients.
Engagements begin with detailed fact‑finding and a written Personal Financial Analysis, followed by prioritized implementation and ongoing consultation; investment implementation typically emphasizes long‑term purchases and allocations to mutual funds and ETFs. Brandon Financial offers both discretionary and non‑discretionary management but reports that the large majority of assets are managed on a non‑discretionary basis, so trades generally require prior client consent and the firm may be unable to act for unavailable clients during market events.
Distinctive elements include an affiliation with a licensed insurance agency and personnel who also act as registered representatives of a FINRA‑member broker‑dealer, which enables commission‑based product implementation alongside fee‑based advisory services and creates disclosed conflicts of interest. The firm also highlights specialized financial planning for business entities and provides certain custodial services (such as bill‑paying or trustee functions) that result in custody arrangements subject to annual surprise CPA examinations.
Client services
Expertise
Occupation focus
Fee options
Initial Financial Plan Fees ranging from $4,000 to $12,500 depending on client gross income or net worth; fees over $2,100,000 are individually reviewed.
$500,000 - $1,000,000: 1.00% $1,000,000.01 - $5,000,000: 0.70% $5,000,000.01 - $10,000,000: 0.50% $10,000,000.01+: 0.30% Trust Accounts+: Add 1.00%
Clients may purchase securities or insurance commission products through Brandon Financial representatives acting as registered representatives of Silver Oak Securities, with commissions and 12b-1 trailing commissions applicable.
$500 per hour
Account minimum: $500,000 Fee-only: Hourly: $500 per hour; Initial Financial Plan Fees from $4,000 to $12,500 depending on gross income or net worth; Fees for business entity clients are negotiated case-by-case.
Main office
5101 Wheelis Rd #112
Memphis TN 38177
Advisors at this office
3
Most active in
Arkansas · Florida · Georgia · Mississippi · North Carolina · Tennessee · Texas
Also doing business as
Branco Planning Co Inc · Brandon Financial Planning Inc. · Brandon Financial Planning, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Gary K
CFP®, Series 63, Series 65
Memphis, TN
Brandon Financial Planning, Inc.
Gary Kieffner is a CFP® professional with 28 years of experience, currently with Brandon Financial Planning, Inc. in Memphis, TN. He has worked at Brandon Financial Planning since 1998 and previously at Silver Oak Securities, Inc. since 2023. Brandon Financial Planning, Inc. offers comprehensive financial planning and investment advisory services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans and other business entities. The firm emphasizes long-term investment strategies, detailed financial analysis, and primarily manages accounts on a non-discretionary basis.
Raymond B
CFP®, CFA®, ChFC®, Series 63
Memphis, TN
Brandon Financial Planning, Inc.
Raymond Brandon is a CFP®, CFA®, and ChFC® with 43 years of experience in financial advising. He is the president of Brandon Financial Planning, Inc., where he has worked since 1983, and also has experience with Silver Oak Securities, Inc. since 2023. Brandon Financial Planning, Inc. serves individuals, pension and profit-sharing plans, and business entities, combining comprehensive financial planning with investment advisory services. The firm manages approximately $435 million for about 250 clients, emphasizing long-term investment strategies with mutual funds and ETFs, and offers both discretionary and non-discretionary management.
Abigail M
CFP®
Memphis, TN
Brandon Financial Planning, Inc.
Abigail Martin is a CFP® at Brandon Financial Planning, Inc. in Memphis, TN, with one year of industry experience. She has been with Brandon Financial Planning since 2023 and has prior academic experience at East Texas A&M University and the University of Mississippi. Brandon Financial Planning, Inc., founded in 1982, serves individuals—including high-net-worth clients—pension and profit-sharing plans, and business entities. The firm provides comprehensive financial planning and investment advisory services, emphasizing long-term investment strategies and primarily manages assets on a non-discretionary basis.
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