Kiawah Island, SC Office

Brandywine Oak Private Wealth advises individuals, trusts, estates, corporations and other entities, offering financial planning, consulting and both discretionary and non‑discretionary investment and wealth management. The firm combines ongoing portfolio management with planning services and may recommend Independent Managers and insurance products through supervised persons who are licensed insurance agents.

Its investment approach is goal‑oriented, using family financial wealth plans as the blueprint and emphasizing low‑cost, broadly diversified ETF core allocations, tax‑minimization and behavioral finance principles; the firm also uses model portfolios, separately managed accounts and individual securities where appropriate. Brandywine Oak may invest in privately placed securities, structured products and digital‑asset ETFs and can recommend borrowing strategies such as margin loans or securities‑backed lines of credit for certain clients, while disclosing the attendant risks.

Distinctive features include the availability of performance‑based fee arrangements that adjust fees based on prior‑year gross performance for clients who meet the Rule 205‑3 “qualified client” standard, and an affiliation with Brandywine Oak Private Tax Advisory to which it may refer clients for accounting services. The firm also discloses receipt of custodial support and potential credits from its recommended custodian (Fidelity) and documents its procedures to manage conflicts arising from those relationships and from the use of borrowing in client portfolios.