A complete list of active advisors currently associated with Bray Financial Advisors LLC

Warmer can help you find a great advisor at Bray Financial Advisors LLC or one who fits your needs even better.

Bray Financial Advisors LLC provides discretionary investment management and one-time financial planning and portfolio evaluation services to individuals (including high-net-worth clients), trusts, estates, business entities, charitable organizations, and pension and profit‑sharing plans. The firm reports managing approximately $8.7 million for 27 clients and generally requires a $250,000 account minimum, with compensation primarily charged as a percentage of assets under management. The firm’s investment approach is informed by modern portfolio and efficient markets theories and emphasizes broad diversification through low‑cost index mutual funds and ETFs, a long‑term buy‑and‑hold orientation, and periodic rebalancing (typically annually). Bray Financial accepts discretionary authority to implement agreed asset allocations, may use individual securities or actively managed funds in specific situations, and discloses occasional temporary margin purchases and attention to tax impacts when rebalancing. Noteworthy features relative to many peers include a concentrated client base and the use of both Interactive Brokers and Charles Schwab as custodians, with disclosure that custodians provide certain products and services to the firm; Bray Financial also does not aggregate trades across client accounts. The firm limits any custody to fee deductions with documented safeguards, does not accept proxy‑voting authority, and offers hourly planning or portfolio evaluations for clients who do not engage ongoing management.

To learn more about the advisors currently working at Bray Financial Advisors LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.