Denver, CO Tennyson Street Office

Breakwater Capital Group provides investment advisory and wealth management services to individuals (including high‑net‑worth clients), retirement plans, trusts, estates, charitable organizations, and business entities. Its stated services include financial planning, ongoing investment management (discretionary or non‑discretionary), retirement plan advisory, consulting, and the selection and monitoring of independent managers.

The firm uses fundamental analysis to construct diversified portfolios that may include ETFs, mutual funds, individual stocks and bonds, alternative investments, and legacy positions, and it tailors allocations to client objectives and risk tolerance. Breakwater’s investment program can employ active tools such as margin transactions and options strategies, and its retirement plan work includes participant enrollment and education tracking as part of plan services.

Compared with many team firms, Breakwater’s profile is marked by just over $1 billion in discretionary assets managed by a five‑advisor team—implying roughly $200 million of AUM per advisor—which is atypically high for its size. The firm also operates from five or more offices and discloses limited trustee services and the use of borrowing and active option/margin strategies, features that distinguish it from many peers.