Brian Apple Retirement Planning LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides comprehensive financial planning and individual investment management for individuals and high‑net‑worth clients. Services include stand‑alone and ongoing planning with a specialized focus on tax and Social Security integration, and portfolio management using model portfolios accessed through a third‑party model marketplace.
Its investment approach combines fundamental analysis, asset allocation, and financial planning to create tailored, diversified portfolios aligned with clients’ objectives and risk tolerances; portfolios are monitored and rebalanced as client circumstances or market conditions change. The firm uses model portfolios (including third‑party and platform‑generated models), can build custom models, and offers discretionary management for individual accounts.
Noteworthy features relative to peers include offering fixed‑fee stand‑alone financial planning and a formal process for selecting third‑party advisers via a model marketplace—both of which are uncommon for firms in this category. The firm currently has no managed assets, does not act as a private fund adviser, and discloses the principal’s outside activities (a small business, volunteer tax‑preparation work, and development of a book on Social Security and tax integration).
Client services
Expertise
Fee options
Stand-alone comprehensive financial planning fees on a fixed basis between $5,000 and $10,000
Representatives may receive commissions if clients implement financial plans through them, creating a conflict of interest
Ongoing financial planning charged monthly up to $800 for individuals and $1,000 for families
Account minimum: $750,000 (may be waived at discretion) Fee-only: Financial planning fixed fees ranging between $5,000 and $10,000; ongoing financial planning fees up to $800/month for individuals and $1,000/month for families (monthly, collected in arrears)
Main office
Hampstead NC
Advisors at this office
1
Most active in
North Carolina
Also doing business as
Brian Apple Retirement Planning LLC · Brian Apple Retirement Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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