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Briarwood Financial

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Client assets under management

$3,337,939

Clients

23

0% high-net-worth

Advisors

2

of 5 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

More info

Clients per advisor

12

Very Low

Average account size

$145,128

About

Briarwood Financial Planning provides discretionary portfolio management and financial planning primarily to individual clients, with a small client base and modest assets under management that suggest a focus on non‑high‑net‑worth households. The firm also offers project‑based planning and ongoing comprehensive planning engagements and works with employer‑sponsored retirement plans and corporate clients in a consulting capacity.

The firm’s investment process is built around passive portfolio construction—using index mutual funds and ETFs to capture asset‑class returns—while incorporating fundamental and cyclical analysis to inform strategy and manager selection. Briarwood may utilize third‑party managers (for example, iCapital) when appropriate and provides ongoing monitoring and ERISA fiduciary services, including a Section 3(38) discretionary investment fiduciary manager program for plans.

What sets Briarwood apart from many peers is the combination of advisory services with an accounting and tax‑preparation capability, as the firm offers tax preparation, bookkeeping, payroll and related accounting services in addition to investment advice. The firm also conducts educational seminars and participant education for groups and plan sponsors (sometimes pro bono), and operates as a small, hands‑on advisory team that emphasizes plan‑level fiduciary work alongside individual financial planning.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

College savings (529s, UTMA, etc.) Debt management Cash flow / budgeting Retirement income strategy General estate planning guidance

Occupation focus

Retired

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Fee options

Fixed

Ongoing Comprehensive Financial Planning has an upfront fixed fee up to $2,000; Plan Advice and Consulting Program may have an upfront fee up to $2,500; Educational Seminars fees range from free to $2,500 per seminar or $0 to $250 per participant

Percentage

$0 - $500,000: 1.25% $500,001 - $2,000,000: 0.80% $2,000,001 - $3,000,000: 0.75% $3,000,001 - $4,000,000: 0.70% $4,000,001 - $5,000,000: 0.65% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.25%

Project-based

$250 per hour for financial planning and consulting services

Other

Fee-only: Ongoing Comprehensive Financial Planning includes an upfront charge up to $2,000 based on hourly rate of $250; ongoing hourly fees billed quarterly in arrears at $250/hour; Project-Based/Hourly Financial Planning offered at $250/hour

Main office location

Briarwood Financial

2801 Hollycroft Street, Ste B #1

Gig Harbor WA 98335, United States

Number of offices

2

Most active in

More info

Idaho · Washington

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook X Instagram Website 360-443-9993

Advisors at this firm

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user avatar

Benjamin S

CFP®, Series 63, Series 65

Gig Harbor, WA

Briarwood Financial

Benjamin Smith is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Briarwood Financial. His prior experience includes roles at Cetera Investment Advisers LLC and Foresters Financial Services. Outside of finance, Smith has worked in various positions including at Lyft, Uber, and Seattle Pacific University. Briarwood Financial Planning provides discretionary portfolio management and financial planning primarily to individual clients and also works with employer-sponsored retirement plans and corporate clients. The firm uses a passive investment approach combined with fundamental and cyclical analysis, and offers additional services such as tax preparation, bookkeeping, and educational seminars.

College savings (529s, UTMA, etc.) Debt management Cash flow / budgeting Retirement income strategy General estate planning guidance Retired
user avatar

Charles C

Series 66

Gig Harbor, WA

Briarwood Financial

Charles Cutter is a financial advisor at Briarwood Financial with two years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors, LLC. Outside of financial advising, he is involved as a business development analyst at Relevant Concepts Marketing Group, a marketing company. Briarwood Financial Planning provides discretionary portfolio management and financial planning primarily to individual clients with modest assets. The firm combines passive portfolio construction with fundamental and cyclical analysis, offers tax and accounting services alongside investment advice, and serves employer-sponsored retirement plans through fiduciary management and educational programs.

College savings (529s, UTMA, etc.) Debt management Cash flow / budgeting Retirement income strategy General estate planning guidance Retired
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