Phoenix, AZ Office

Bridge the Gap Retirement Planners serves individual and high‑net‑worth clients, offering investment management alongside ongoing and hourly financial planning. The two‑advisor firm manages roughly $49 million for about 32 clients and provides planning across retirement, estate, tax, business, cash‑flow, insurance, and risk‑management topics.

The firm delivers investment management exclusively through a bundled wrap fee program that covers advisory services, brokerage commissions, and most custodial charges; it does not manage non‑wrap accounts. Financial planning engagements are collaborative and use financial‑planning software and third‑party research to produce written plans and recommendations, which clients may implement themselves unless they also enroll in the wrap program.

Noteworthy for its size, the firm sponsors a wrap fee program—a relatively uncommon arrangement among similar supported firms—and discloses the potential conflicts that arise from a bundled asset‑based fee. It operates on a fee‑only basis, accommodates client‑imposed investment restrictions, and may waive planning fees for clients who engage its investment management services.